If you are searching for the IFSC code of Bandhan Bank Limited, KAKINADA branch in KAKINADA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BDBL0001993. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KAKINADA branch, and detailed step-by-step guides for using the IFSC BDBL0001993 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's KAKINADA branch, the IFSC BDBL0001993 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001993 identifies this particular branch.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kakinada branch — IFSC BDBL0001993 — extends the bank's services to customers in and around Kakinada, Andhra Pradesh.
About this branch
The branch is located at SRI SUBHODAYA COMPLEX, MAIN ROAD, KAKINADA, ANDHRA PRADESH, PIN 533462. It serves the Kakinada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001993 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Kakinada |
| IFSC Code | BDBL0001993 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SRI SUBHODAYA COMPLEX, MAIN ROAD, KAKINADA, ANDHRA PRADESH, PIN 533462 |
| City | Kakinada |
| District | East Godavari |
| State | Andhra Pradesh |
| Phone | 6289519931 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's KAKINADA branch came to be assigned the code BDBL0001993.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001993, money simply cannot be routed to the KAKINADA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001993 and the account number together uniquely identify the Kakinada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0001993
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001993 across all three.
NEFT to Bandhan Bank Limited, KAKINADA using IFSC BDBL0001993
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001993, and confirm that the system picks up Bandhan Bank Limited – KAKINADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAKINADA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's KAKINADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001993 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited KAKINADA (IFSC BDBL0001993)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001993 in your mobile or internet banking app, and the money is credited to the KAKINADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001993 for Bandhan Bank Limited – KAKINADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001993 | Yes – BDBL0001993 | Yes – BDBL0001993 |
For most retail customers crediting the Kakinada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001993
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – KAKINADA is still mapped to IFSC BDBL0001993. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001993 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kakinada branch is mapped to IFSC BDBL0001993 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001993.
Banking services available
The Kakinada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6289519931.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001993
Digital banking channels
Most day-to-day work that customers used to do at the Kakinada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001993 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Kakinada branch sits at SRI SUBHODAYA COMPLEX, MAIN ROAD, KAKINADA, ANDHRA PRADESH, PIN 533462. If you are travelling from outside Kakinada, search for the branch on a maps application using the bank name and locality, or call 6289519931 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001993 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – KAKINADA:
- The IFSC is exactly BDBL0001993 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and KAKINADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Kakinada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001993 continue to work without interruption.
Verifying IFSC BDBL0001993 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001993 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6289519931.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedKakinada Branch
SRI SUBHODAYA COMPLEX, MAIN ROAD, KAKINADA, ANDHRA PRADESH, PIN 533462
Kakinada, Andhra Pradesh
Phone: 6289519931
IFSC: BDBL0001993
Frequently asked questions
What is the phone number of Bandhan Bank Limited Kakinada branch?
You can reach the branch at 6289519931 during regular banking hours.
Does Bandhan Bank Limited Kakinada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6289519931 to confirm.
Is IFSC BDBL0001993 the same for all accounts at Kakinada branch?
Yes. The IFSC BDBL0001993 is shared by every account held at Bandhan Bank Limited's Kakinada branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Kakinada branch?
The IFSC code of Bandhan Bank Limited, Kakinada branch is BDBL0001993. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0001993 valid for NEFT and RTGS?
Yes. IFSC BDBL0001993 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BDBL0001993 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Kakinada reflect within 30 minutes.
How do I add Bandhan Bank Limited Kakinada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001993, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BDBL0001993 belongs to Bandhan Bank Limited's KAKINADA branch, located at SRI SUBHODAYA COMPLEX, MAIN ROAD, KAKINADA, ANDHRA PRADESH, PIN 533462 in KAKINADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
