If you are searching for the IFSC code of Bandhan Bank Limited, JAYANAGAR branch in JAYANAGAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is BDBL0002902. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAYANAGAR branch, and detailed step-by-step guides for using the IFSC BDBL0002902 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – JAYANAGAR is BDBL0002902. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002902 map to this branch in JAYANAGAR, KARNATAKA.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Jayanagar branch — IFSC BDBL0002902 — extends the bank's services to customers in and around Jayanagar, Karnataka.
About the Jayanagar branch
The Jayanagar branch of Bandhan Bank Limited is situated at SRI KANVA PRIDE, NO.115/48, 1ST FLOOR, C MAIN,EAST END,9TH BLOCK, JAYANAGAR, BANGALORE-560069. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002902 is used.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Jayanagar |
| IFSC Code | BDBL0002902 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SRI KANVA PRIDE, NO.115/48, 1ST FLOOR, C MAIN,EAST END,9TH BLOCK, JAYANAGAR, BANGALORE-560069 |
| City | Jayanagar |
| District | Bengaluru Urban |
| State | Karnataka |
| STD Code | 33 |
| Phone | 40456456 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAYANAGAR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002902 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002902 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jayanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002902 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BDBL0002902
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002902 across all three.
NEFT to Bandhan Bank Limited, JAYANAGAR using IFSC BDBL0002902
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002902, and confirm that the system picks up Bandhan Bank Limited – JAYANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAYANAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's JAYANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002902 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited JAYANAGAR (IFSC BDBL0002902)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002902 in your mobile or internet banking app, and the money is credited to the JAYANAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002902 for Bandhan Bank Limited – JAYANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002902 | Yes – BDBL0002902 | Yes – BDBL0002902 |
For most retail customers crediting the Jayanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's JAYANAGAR branch, the IFSC BDBL0002902 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jayanagar branch is mapped to IFSC BDBL0002902 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002902.
Products and services
Customers walking into the Jayanagar branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002902
Digital banking channels
Most day-to-day work that customers used to do at the Jayanagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002902 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Jayanagar branch sits at SRI KANVA PRIDE, NO.115/48, 1ST FLOOR, C MAIN,EAST END,9TH BLOCK, JAYANAGAR, BANGALORE-560069. If you are travelling from outside Jayanagar, search for the branch on a maps application using the bank name and locality, or call 33-40456456 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002902 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – JAYANAGAR:
- The IFSC is exactly BDBL0002902 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and JAYANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jayanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002902 continue to work without interruption.
Verifying IFSC BDBL0002902 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002902 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedJayanagar Branch
SRI KANVA PRIDE, NO.115/48, 1ST FLOOR, C MAIN,EAST END,9TH BLOCK, JAYANAGAR, BANGALORE-560069
Jayanagar, Karnataka
Phone: 33-40456456
IFSC: BDBL0002902
Frequently asked questions
Is IFSC BDBL0002902 the same for all accounts at Jayanagar branch?
Yes. The IFSC BDBL0002902 is shared by every account held at Bandhan Bank Limited's Jayanagar branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Jayanagar branch located?
Bandhan Bank Limited's Jayanagar branch is located at SRI KANVA PRIDE, NO.115/48, 1ST FLOOR, C MAIN,EAST END,9TH BLOCK, JAYANAGAR, BANGALORE-560069, Jayanagar, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jayanagar branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Jayanagar branch?
You can reach the branch at 33-40456456 during regular banking hours.
Does Bandhan Bank Limited Jayanagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-40456456 to confirm.
How quickly will an NEFT transfer using BDBL0002902 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Jayanagar reflect within 30 minutes.
How do I add Bandhan Bank Limited Jayanagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002902, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BDBL0002902 belongs to Bandhan Bank Limited's JAYANAGAR branch, located at SRI KANVA PRIDE, NO.115/48, 1ST FLOOR, C MAIN,EAST END,9TH BLOCK, JAYANAGAR,… in JAYANAGAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
