If you are searching for the IFSC code of Bandhan Bank Limited, JAMTARA branch in JAMTARA, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is BDBL0001221. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAMTARA branch, and detailed step-by-step guides for using the IFSC BDBL0001221 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's JAMTARA branch, the IFSC BDBL0001221 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001221 identifies this particular branch.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamtara branch in Jamtara, Jharkhand is part of this network and uses the IFSC code BDBL0001221 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Jamtara |
| IFSC Code | BDBL0001221 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEW TOWN, P.O. JAMTARA, JHARKHAND, PIN - 815351 |
| City | Jamtara |
| District | Jamtara |
| State | Jharkhand |
| Phone | 8521112211 |
Jamtara branch overview
Located at NEW TOWN, P.O. JAMTARA, JHARKHAND, PIN - 815351, the Jamtara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001221 is required for all interbank electronic transfers routed through this branch.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMTARA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001221 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001221 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Jamtara branch is mapped to IFSC BDBL0001221 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001221.
Banking services available
The Jamtara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8521112211.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001221
How to transfer money using IFSC BDBL0001221
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001221 across all three.
NEFT to Bandhan Bank Limited, JAMTARA using IFSC BDBL0001221
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001221, and confirm that the system picks up Bandhan Bank Limited – JAMTARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMTARA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's JAMTARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001221 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – JAMTARA, use IMPS. With IFSC BDBL0001221 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001221 for Bandhan Bank Limited – JAMTARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001221 | Yes – BDBL0001221 | Yes – BDBL0001221 |
For most retail customers crediting the Jamtara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001221
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – JAMTARA is still mapped to IFSC BDBL0001221. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001221 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Jamtara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001221 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001221 and the account number together uniquely identify the Jamtara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – JAMTARA:
- The IFSC is exactly BDBL0001221 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and JAMTARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jamtara branch
The branch is located at NEW TOWN, P.O. JAMTARA, JHARKHAND, PIN - 815351, which puts it inside Jamtara, the broader Jamtara district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Jamtara branch” — the verified location pin for IFSC BDBL0001221 should appear at the top of the results.
- Confirm the branch is open by calling 8521112211 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001221 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001221 for Bandhan Bank Limited – JAMTARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamtara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001221, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedJamtara Branch
NEW TOWN, P.O. JAMTARA, JHARKHAND, PIN - 815351
Jamtara, Jharkhand
Phone: 8521112211
IFSC: BDBL0001221
Frequently asked questions
What is the IFSC code of Bandhan Bank Limited Jamtara branch?
The IFSC code of Bandhan Bank Limited, Jamtara branch is BDBL0001221. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BDBL0001221 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Jamtara reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamtara branch but serve different purposes.
Is IFSC BDBL0001221 the same for all accounts at Jamtara branch?
Yes. The IFSC BDBL0001221 is shared by every account held at Bandhan Bank Limited's Jamtara branch. Only the account number changes from customer to customer.
How do I add Bandhan Bank Limited Jamtara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001221, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bandhan Bank Limited Jamtara branch?
You can reach the branch at 8521112211 during regular banking hours.
Where is Bandhan Bank Limited Jamtara branch located?
Bandhan Bank Limited's Jamtara branch is located at NEW TOWN, P.O. JAMTARA, JHARKHAND, PIN - 815351, Jamtara, Jharkhand.
Summary
The IFSC code BDBL0001221 belongs to Bandhan Bank Limited's JAMTARA branch, located at NEW TOWN, P.O. JAMTARA, JHARKHAND, PIN - 815351 in JAMTARA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
