IFSC Code of Bandhan Bank Limited, Karan Nagar Branch Srinagar Branch, Jammu and Kashmir

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's KARAN NAGAR BRANCH SRINAGAR branch in JAMMU, JAMMU AND KASHMIR. The branch's IFSC code BDBL0002517 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR is BDBL0002517. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002517 map to this branch in JAMMU, JAMMU AND KASHMIR.

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Karan Nagar Branch Srinagar branch — IFSC BDBL0002517 — extends the bank's services to customers in and around Jammu, Jammu and Kashmir.

Branch details at a glance

About the Karan Nagar Branch Srinagar branch

The Karan Nagar Branch Srinagar branch of Bandhan Bank Limited is situated at WANI PLAZA, GOLE MARKET ,KARAN NAGAR, DIST - SRINAGAR , STATE - JAND K , PIN - 190010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002517 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's KARAN NAGAR BRANCH SRINAGAR branch came to be assigned the code BDBL0002517.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002517, money simply cannot be routed to the KARAN NAGAR BRANCH SRINAGAR branch electronically.

Account types you can open at the Karan Nagar Branch Srinagar branch

Once you have an account at Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR, the IFSC BDBL0002517 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Karan Nagar Branch Srinagar branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002517

How to transfer money using IFSC BDBL0002517

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002517 across all three.

NEFT to Bandhan Bank Limited, KARAN NAGAR BRANCH SRINAGAR using IFSC BDBL0002517

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002517, and confirm that the system picks up Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KARAN NAGAR BRANCH SRINAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's KARAN NAGAR BRANCH SRINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002517 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR, use IMPS. With IFSC BDBL0002517 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002517 for Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Karan Nagar Branch Srinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002517

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR is still mapped to IFSC BDBL0002517. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002517 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BDBL0002517

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KARAN NAGAR BRANCH SRINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002517 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002517 and the account number together uniquely identify the Karan Nagar Branch Srinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC BDBL0002517

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – KARAN NAGAR BRANCH SRINAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002517.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Karan Nagar Branch Srinagar branch sits at WANI PLAZA, GOLE MARKET ,KARAN NAGAR, DIST - SRINAGAR , STATE - JAND K , PIN - 190010. If you are travelling from outside Jammu, search for the branch on a maps application using the bank name and locality, or call 9906176777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002517 and your account number.

Verifying IFSC BDBL0002517 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002517 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9906176777.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Karan Nagar Branch Srinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002517 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002517 is the IFSC code of Bandhan Bank Limited, KARAN NAGAR BRANCH SRINAGAR branch, in JAMMU, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.