This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, SADAR BAZAR BRANCH JAMALPUR branch in JAMALPUR. The 11-digit IFSC BDBL0002316 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the SADAR BAZAR BRANCH JAMALPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002316 is the IFSC of Bandhan Bank Limited's SADAR BAZAR BRANCH JAMALPUR branch. The format is fixed: BDBL = bank code, 0 = reserved, 002316 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Sadar Bazar Branch Jamalpur branch in Jamalpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002316.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sadar Bazar Branch Jamalpur |
| IFSC Code | BDBL0002316 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO-3748, WARD NO-12, SARDAR BAZAR, STATION ROAD, JAMALPUR, DIST-MUNGER, BIHAR-811214 |
| City | Jamalpur |
| District | Munger |
| State | Bihar |
| Phone | 9230523161 |
About the Sadar Bazar Branch Jamalpur branch
The Sadar Bazar Branch Jamalpur branch of Bandhan Bank Limited is situated at GROUND FLOOR, PLOT NO-3748, WARD NO-12, SARDAR BAZAR, STATION ROAD, JAMALPUR, DIST-MUNGER, BIHAR-811214. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002316 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's SADAR BAZAR BRANCH JAMALPUR branch came to be assigned the code BDBL0002316.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002316, money simply cannot be routed to the SADAR BAZAR BRANCH JAMALPUR branch electronically.
Account types you can open at the Sadar Bazar Branch Jamalpur branch
Once you have an account at Bandhan Bank Limited – SADAR BAZAR BRANCH JAMALPUR, the IFSC BDBL0002316 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sadar Bazar Branch Jamalpur branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002316
How to transfer money using IFSC BDBL0002316
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002316 across all three.
How to use IFSC BDBL0002316 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's SADAR BAZAR BRANCH JAMALPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002316.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as SADAR BAZAR BRANCH JAMALPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002316
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – SADAR BAZAR BRANCH JAMALPUR, ensure your bank's portal accepts IFSC BDBL0002316 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – SADAR BAZAR BRANCH JAMALPUR, use IMPS. With IFSC BDBL0002316 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002316 for Bandhan Bank Limited – SADAR BAZAR BRANCH JAMALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002316 | Yes – BDBL0002316 | Yes – BDBL0002316 |
For most retail customers crediting the Sadar Bazar Branch Jamalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SADAR BAZAR BRANCH JAMALPUR branch, the IFSC BDBL0002316 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sadar Bazar Branch Jamalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002316 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sadar Bazar Branch Jamalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002316 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SADAR BAZAR BRANCH JAMALPUR:
- The IFSC is exactly BDBL0002316 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and SADAR BAZAR BRANCH JAMALPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sadar Bazar Branch Jamalpur branch
The branch is located at GROUND FLOOR, PLOT NO-3748, WARD NO-12, SARDAR BAZAR, STATION ROAD, JAMALPUR, DIST-MUNGER, BIHAR-811214, which puts it inside Jamalpur, the broader Munger district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Sadar Bazar Branch Jamalpur branch” — the verified location pin for IFSC BDBL0002316 should appear at the top of the results.
- Confirm the branch is open by calling 9230523161 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002316 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002316 for Bandhan Bank Limited – SADAR BAZAR BRANCH JAMALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sadar Bazar Branch Jamalpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002316 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedSadar Bazar Branch Jamalpur Branch
GROUND FLOOR, PLOT NO-3748, WARD NO-12, SARDAR BAZAR, STATION ROAD, JAMALPUR, DIST-MUNGER, BIHAR-811214
Jamalpur, Bihar
Phone: 9230523161
IFSC: BDBL0002316
Frequently asked questions
Is IFSC BDBL0002316 the same for all accounts at Sadar Bazar Branch Jamalpur branch?
Yes. The IFSC BDBL0002316 is shared by every account held at Bandhan Bank Limited's Sadar Bazar Branch Jamalpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BDBL0002316 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Sadar Bazar Branch Jamalpur reflect within 30 minutes.
Is IFSC BDBL0002316 valid for NEFT and RTGS?
Yes. IFSC BDBL0002316 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bandhan Bank Limited Sadar Bazar Branch Jamalpur branch?
You can reach the branch at 9230523161 during regular banking hours.
How do I add Bandhan Bank Limited Sadar Bazar Branch Jamalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002316, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bandhan Bank Limited Sadar Bazar Branch Jamalpur branch located?
Bandhan Bank Limited's Sadar Bazar Branch Jamalpur branch is located at GROUND FLOOR, PLOT NO-3748, WARD NO-12, SARDAR BAZAR, STATION ROAD, JAMALPUR, DIST-MUNGER, BIHAR-811214, Jamalpur, Bihar.
Summary
The IFSC code BDBL0002316 belongs to Bandhan Bank Limited's SADAR BAZAR BRANCH JAMALPUR branch, located at GROUND FLOOR, PLOT NO-3748, WARD NO-12, SARDAR BAZAR, STATION ROAD, JAMALPUR,… in JAMALPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
