If you are searching for the IFSC code of Bandhan Bank Limited, JALUIDANGA branch in JALUIDANGA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0001322. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JALUIDANGA branch, and detailed step-by-step guides for using the IFSC BDBL0001322 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001322 is the IFSC of Bandhan Bank Limited's JALUIDANGA branch. The format is fixed: BDBL = bank code, 0 = reserved, 001322 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Jaluidanga branch in Jaluidanga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001322.
Jaluidanga branch overview
Located at VILL. JALUIDANGA, P.O. SAMUDRAGARH, DIST. BARDHAMAN, WEST BENGAL, PIN-713519, the Jaluidanga branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001322 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Jaluidanga |
| IFSC Code | BDBL0001322 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. JALUIDANGA, P.O. SAMUDRAGARH, DIST. BARDHAMAN, WEST BENGAL, PIN-713519 |
| City | Jaluidanga |
| District | Bardhaman |
| State | West Bengal |
| Phone | 8336813221 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JALUIDANGA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001322 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001322 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jaluidanga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001322 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BDBL0001322
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001322 across all three.
NEFT to Bandhan Bank Limited, JALUIDANGA using IFSC BDBL0001322
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001322, and confirm that the system picks up Bandhan Bank Limited – JALUIDANGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JALUIDANGA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's JALUIDANGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001322 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – JALUIDANGA, use IMPS. With IFSC BDBL0001322 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001322 for Bandhan Bank Limited – JALUIDANGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001322 | Yes – BDBL0001322 | Yes – BDBL0001322 |
For most retail customers crediting the Jaluidanga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001322
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – JALUIDANGA is still mapped to IFSC BDBL0001322. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001322 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jaluidanga branch is mapped to IFSC BDBL0001322 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001322.
Banking services available
The Jaluidanga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8336813221.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001322
Online banking and IFSC BDBL0001322
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JALUIDANGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001322 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Jaluidanga branch sits at VILL. JALUIDANGA, P.O. SAMUDRAGARH, DIST. BARDHAMAN, WEST BENGAL, PIN-713519. If you are travelling from outside Jaluidanga, search for the branch on a maps application using the bank name and locality, or call 8336813221 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001322 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – JALUIDANGA:
- The IFSC is exactly BDBL0001322 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and JALUIDANGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Jaluidanga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001322 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001322 for Bandhan Bank Limited – JALUIDANGA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bandhan Bank LimitedJaluidanga Branch
VILL. JALUIDANGA, P.O. SAMUDRAGARH, DIST. BARDHAMAN, WEST BENGAL, PIN-713519
Jaluidanga, West Bengal
Phone: 8336813221
IFSC: BDBL0001322
Frequently asked questions
How quickly will an NEFT transfer using BDBL0001322 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Jaluidanga reflect within 30 minutes.
Can I use IFSC BDBL0001322 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001322 to send funds instantly.
What is the IFSC code of Bandhan Bank Limited Jaluidanga branch?
The IFSC code of Bandhan Bank Limited, Jaluidanga branch is BDBL0001322. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0001322 valid for NEFT and RTGS?
Yes. IFSC BDBL0001322 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Jaluidanga branch located?
Bandhan Bank Limited's Jaluidanga branch is located at VILL. JALUIDANGA, P.O. SAMUDRAGARH, DIST. BARDHAMAN, WEST BENGAL, PIN-713519, Jaluidanga, West Bengal.
Is IFSC BDBL0001322 the same for all accounts at Jaluidanga branch?
Yes. The IFSC BDBL0001322 is shared by every account held at Bandhan Bank Limited's Jaluidanga branch. Only the account number changes from customer to customer.
How do I add Bandhan Bank Limited Jaluidanga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001322, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BDBL0001322 belongs to Bandhan Bank Limited's JALUIDANGA branch, located at VILL. JALUIDANGA, P.O. SAMUDRAGARH, DIST. BARDHAMAN, WEST BENGAL, PIN-713519 in JALUIDANGA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
