Use this page as a one-stop reference for everything related to Bandhan Bank Limited's PANCHARUL BAZAAR BRANCH branch in HOWRAH, WEST BENGAL. The branch's IFSC code BDBL0002256 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002256 is the IFSC of Bandhan Bank Limited's PANCHARUL BAZAAR BRANCH branch. The format is fixed: BDBL = bank code, 0 = reserved, 002256 = branch identifier.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pancharul Bazaar Branch branch — IFSC BDBL0002256 — extends the bank's services to customers in and around Howrah, West Bengal.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Pancharul Bazaar Branch |
| IFSC Code | BDBL0002256 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE- PANCHARUL, PO-PANCHARUL, PS-UDAYNARAYANPUR, DISTRICT- HOWRAH, PIN-711225 |
| City | Howrah |
| District | Haora |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8981122561 |
About the Pancharul Bazaar Branch branch
The Pancharul Bazaar Branch branch of Bandhan Bank Limited is situated at VILLAGE- PANCHARUL, PO-PANCHARUL, PS-UDAYNARAYANPUR, DISTRICT- HOWRAH, PIN-711225. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002256 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's PANCHARUL BAZAAR BRANCH branch came to be assigned the code BDBL0002256.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002256, money simply cannot be routed to the PANCHARUL BAZAAR BRANCH branch electronically.
Products and account variants supported
Every account opened at the Pancharul Bazaar Branch branch is mapped to IFSC BDBL0002256 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002256.
Banking services available
The Pancharul Bazaar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8981122561.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002256
How to transfer money using IFSC BDBL0002256
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002256 across all three.
How to use IFSC BDBL0002256 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's PANCHARUL BAZAAR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002256.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as PANCHARUL BAZAAR BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PANCHARUL BAZAAR BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's PANCHARUL BAZAAR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002256 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited PANCHARUL BAZAAR BRANCH (IFSC BDBL0002256)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002256 in your mobile or internet banking app, and the money is credited to the PANCHARUL BAZAAR BRANCH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pancharul Bazaar Branch
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002256:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANCHARUL BAZAAR BRANCH is still linked to IFSC BDBL0002256.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0002256
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – PANCHARUL BAZAAR BRANCH is still mapped to IFSC BDBL0002256. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002256 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BDBL0002256
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PANCHARUL BAZAAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002256 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002256 and the account number together uniquely identify the Pancharul Bazaar Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BDBL0002256
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – PANCHARUL BAZAAR BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002256. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Pancharul Bazaar Branch branch sits at VILLAGE- PANCHARUL, PO-PANCHARUL, PS-UDAYNARAYANPUR, DISTRICT- HOWRAH, PIN-711225. If you are travelling from outside Howrah, search for the branch on a maps application using the bank name and locality, or call 91-8981122561 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002256 and your account number.
Verifying IFSC BDBL0002256 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002256 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8981122561.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pancharul Bazaar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002256 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedPancharul Bazaar Branch Branch
VILLAGE- PANCHARUL, PO-PANCHARUL, PS-UDAYNARAYANPUR, DISTRICT- HOWRAH, PIN-711225
Howrah, West Bengal
Phone: 91-8981122561
IFSC: BDBL0002256
Frequently asked questions
Does Bandhan Bank Limited Pancharul Bazaar Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8981122561 to confirm.
Can I use IFSC BDBL0002256 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002256 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pancharul Bazaar Branch branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Pancharul Bazaar Branch branch?
You can reach the branch at 91-8981122561 during regular banking hours.
How do I add Bandhan Bank Limited Pancharul Bazaar Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002256, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002256 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Pancharul Bazaar Branch reflect within 30 minutes.
Is IFSC BDBL0002256 the same for all accounts at Pancharul Bazaar Branch branch?
Yes. The IFSC BDBL0002256 is shared by every account held at Bandhan Bank Limited's Pancharul Bazaar Branch branch. Only the account number changes from customer to customer.
Is IFSC BDBL0002256 valid for NEFT and RTGS?
Yes. IFSC BDBL0002256 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BDBL0002256 belongs to Bandhan Bank Limited's PANCHARUL BAZAAR BRANCH branch, located at VILLAGE- PANCHARUL, PO-PANCHARUL, PS-UDAYNARAYANPUR, DISTRICT- HOWRAH,… in HOWRAH, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
