This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, AWALSIDDHI branch in HISHABI. The 11-digit IFSC BDBL0002181 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the AWALSIDDHI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002181 is the IFSC of Bandhan Bank Limited's AWALSIDDHI branch. The format is fixed: BDBL = bank code, 0 = reserved, 002181 = branch identifier.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Awalsiddhi branch in Hishabi, West Bengal is part of this network and uses the IFSC code BDBL0002181 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Awalsiddhi |
| IFSC Code | BDBL0002181 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,VILL-JIRAT,AWALSIDDHI MORE,PO-HISHABI,PS-AMDANGA,DIST-NORTH 24 PGS,WEST BENGAL-743221 |
| City | Hishabi |
| District | North Twenty Four Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 9836521811 |
About this branch
The branch is located at GROUND FLOOR,VILL-JIRAT,AWALSIDDHI MORE,PO-HISHABI,PS-AMDANGA,DIST-NORTH 24 PGS,WEST BENGAL-743221. It serves the Hishabi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002181 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's AWALSIDDHI branch came to be assigned the code BDBL0002181.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002181, money simply cannot be routed to the AWALSIDDHI branch electronically.
Account types you can open at the Awalsiddhi branch
Once you have an account at Bandhan Bank Limited – AWALSIDDHI, the IFSC BDBL0002181 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Awalsiddhi branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002181
How to transfer money using IFSC BDBL0002181
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002181 across all three.
NEFT to Bandhan Bank Limited, AWALSIDDHI using IFSC BDBL0002181
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002181, and confirm that the system picks up Bandhan Bank Limited – AWALSIDDHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AWALSIDDHI
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's AWALSIDDHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002181 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – AWALSIDDHI, use IMPS. With IFSC BDBL0002181 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002181 for Bandhan Bank Limited – AWALSIDDHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002181 | Yes – BDBL0002181 | Yes – BDBL0002181 |
For most retail customers crediting the Awalsiddhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002181
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – AWALSIDDHI is still mapped to IFSC BDBL0002181. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002181 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BDBL0002181
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AWALSIDDHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002181 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Awalsiddhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002181 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – AWALSIDDHI:
- The IFSC is exactly BDBL0002181 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and AWALSIDDHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Awalsiddhi branch
The branch is located at GROUND FLOOR,VILL-JIRAT,AWALSIDDHI MORE,PO-HISHABI,PS-AMDANGA,DIST-NORTH 24 PGS,WEST BENGAL-743221, which puts it inside Hishabi, the broader North Twenty Four Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Awalsiddhi branch” — the verified location pin for IFSC BDBL0002181 should appear at the top of the results.
- Confirm the branch is open by calling 33-9836521811 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002181 and your account number.
Verifying IFSC BDBL0002181 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002181 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-9836521811.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Awalsiddhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002181, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedAwalsiddhi Branch
GROUND FLOOR,VILL-JIRAT,AWALSIDDHI MORE,PO-HISHABI,PS-AMDANGA,DIST-NORTH 24 PGS,WEST BENGAL-743221
Hishabi, West Bengal
Phone: 33-9836521811
IFSC: BDBL0002181
Frequently asked questions
How do I add Bandhan Bank Limited Awalsiddhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002181, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0002181 the same for all accounts at Awalsiddhi branch?
Yes. The IFSC BDBL0002181 is shared by every account held at Bandhan Bank Limited's Awalsiddhi branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Awalsiddhi branch located?
Bandhan Bank Limited's Awalsiddhi branch is located at GROUND FLOOR,VILL-JIRAT,AWALSIDDHI MORE,PO-HISHABI,PS-AMDANGA,DIST-NORTH 24 PGS,WEST BENGAL-743221, Hishabi, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Awalsiddhi branch but serve different purposes.
Does Bandhan Bank Limited Awalsiddhi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-9836521811 to confirm.
What is the phone number of Bandhan Bank Limited Awalsiddhi branch?
You can reach the branch at 33-9836521811 during regular banking hours.
Summary
The IFSC code BDBL0002181 belongs to Bandhan Bank Limited's AWALSIDDHI branch, located at GROUND FLOOR,VILL-JIRAT,AWALSIDDHI MORE,PO-HISHABI,PS-AMDANGA,DIST-NORTH 24… in HISHABI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
