This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, HARISHCHANDRAPUR branch in HARISHCHANDRAPUR. The 11-digit IFSC BDBL0002018 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the HARISHCHANDRAPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's HARISHCHANDRAPUR branch, the IFSC BDBL0002018 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002018 identifies this particular branch.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Harishchandrapur branch — IFSC BDBL0002018 — extends the bank's services to customers in and around Harishchandrapur, West Bengal.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Harishchandrapur |
| IFSC Code | BDBL0002018 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL,PO HARISHCHANDRAPUR, PIN-732125, WB, DIST MALDA, PIN- 732125 |
| City | Harishchandrapur |
| District | Maldah |
| State | West Bengal |
| Phone | 7044720181 |
About this branch
The branch is located at VILL,PO HARISHCHANDRAPUR, PIN-732125, WB, DIST MALDA, PIN- 732125. It serves the Harishchandrapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002018 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's HARISHCHANDRAPUR branch came to be assigned the code BDBL0002018.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002018, money simply cannot be routed to the HARISHCHANDRAPUR branch electronically.
Products and account variants supported
Every account opened at the Harishchandrapur branch is mapped to IFSC BDBL0002018 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002018.
Banking services available
The Harishchandrapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7044720181.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002018
How to transfer money using IFSC BDBL0002018
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002018 across all three.
NEFT to Bandhan Bank Limited, HARISHCHANDRAPUR using IFSC BDBL0002018
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002018, and confirm that the system picks up Bandhan Bank Limited – HARISHCHANDRAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002018
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – HARISHCHANDRAPUR, ensure your bank's portal accepts IFSC BDBL0002018 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – HARISHCHANDRAPUR, use IMPS. With IFSC BDBL0002018 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002018 for Bandhan Bank Limited – HARISHCHANDRAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002018 | Yes – BDBL0002018 | Yes – BDBL0002018 |
For most retail customers crediting the Harishchandrapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's HARISHCHANDRAPUR branch, the IFSC BDBL0002018 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Harishchandrapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002018 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002018 and the account number together uniquely identify the Harishchandrapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – HARISHCHANDRAPUR:
- The IFSC is exactly BDBL0002018 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and HARISHCHANDRAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Harishchandrapur branch sits at VILL,PO HARISHCHANDRAPUR, PIN-732125, WB, DIST MALDA, PIN- 732125. If you are travelling from outside Harishchandrapur, search for the branch on a maps application using the bank name and locality, or call 7044720181 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002018 and your account number.
Verifying IFSC BDBL0002018 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002018 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7044720181.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Harishchandrapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002018 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedHarishchandrapur Branch
VILL,PO HARISHCHANDRAPUR, PIN-732125, WB, DIST MALDA, PIN- 732125
Harishchandrapur, West Bengal
Phone: 7044720181
IFSC: BDBL0002018
Frequently asked questions
Is IFSC BDBL0002018 valid for NEFT and RTGS?
Yes. IFSC BDBL0002018 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bandhan Bank Limited Harishchandrapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002018, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002018 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Harishchandrapur reflect within 30 minutes.
Where is Bandhan Bank Limited Harishchandrapur branch located?
Bandhan Bank Limited's Harishchandrapur branch is located at VILL,PO HARISHCHANDRAPUR, PIN-732125, WB, DIST MALDA, PIN- 732125, Harishchandrapur, West Bengal.
What is the phone number of Bandhan Bank Limited Harishchandrapur branch?
You can reach the branch at 7044720181 during regular banking hours.
Does Bandhan Bank Limited Harishchandrapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7044720181 to confirm.
What is the IFSC code of Bandhan Bank Limited Harishchandrapur branch?
The IFSC code of Bandhan Bank Limited, Harishchandrapur branch is BDBL0002018. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BDBL0002018 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002018 to send funds instantly.
Final notes
To recap: BDBL0002018 is the IFSC code of Bandhan Bank Limited, HARISHCHANDRAPUR branch, in HARISHCHANDRAPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
