IFSC Code of Bandhan Bank Limited, Sadar Bazar Branch Hardoi Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's SADAR BAZAR BRANCH HARDOI branch in HARDOI, UTTAR PRADESH. The branch's IFSC code BDBL0002612 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – SADAR BAZAR BRANCH HARDOI is BDBL0002612. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002612 map to this branch in HARDOI, UTTAR PRADESH.

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sadar Bazar Branch Hardoi branch in Hardoi, Uttar Pradesh is part of this network and uses the IFSC code BDBL0002612 for all electronic settlement.

Branch details at a glance

Sadar Bazar Branch Hardoi branch overview

Located at 72,SADAR BAZAR,PARGAN BANGAR,TEHSIL HARDOI,DISTRICT - HARDOI,STATE - UTTAR PRADESH,PIN. 241001, the Sadar Bazar Branch Hardoi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002612 is required for all interbank electronic transfers routed through this branch.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADAR BAZAR BRANCH HARDOI of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002612 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002612 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sadar Bazar Branch Hardoi branch

Once you have an account at Bandhan Bank Limited – SADAR BAZAR BRANCH HARDOI, the IFSC BDBL0002612 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sadar Bazar Branch Hardoi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9532494911.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002612

How to transfer money using IFSC BDBL0002612

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002612 across all three.

How to use IFSC BDBL0002612 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's SADAR BAZAR BRANCH HARDOI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0002612.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as SADAR BAZAR BRANCH HARDOI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SADAR BAZAR BRANCH HARDOI

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SADAR BAZAR BRANCH HARDOI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002612 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited SADAR BAZAR BRANCH HARDOI (IFSC BDBL0002612)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002612 in your mobile or internet banking app, and the money is credited to the SADAR BAZAR BRANCH HARDOI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002612 for Bandhan Bank Limited – SADAR BAZAR BRANCH HARDOI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sadar Bazar Branch Hardoi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SADAR BAZAR BRANCH HARDOI branch, the IFSC BDBL0002612 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BDBL0002612

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SADAR BAZAR BRANCH HARDOI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002612 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sadar Bazar Branch Hardoi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002612 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SADAR BAZAR BRANCH HARDOI:

• The IFSC is exactly BDBL0002612 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and SADAR BAZAR BRANCH HARDOI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sadar Bazar Branch Hardoi branch

The branch is located at 72,SADAR BAZAR,PARGAN BANGAR,TEHSIL HARDOI,DISTRICT - HARDOI,STATE - UTTAR PRADESH,PIN. 241001, which puts it inside Hardoi, the broader Hardoi district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Sadar Bazar Branch Hardoi branch” — the verified location pin for IFSC BDBL0002612 should appear at the top of the results.
2. Confirm the branch is open by calling 9532494911 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002612 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0002612 for Bandhan Bank Limited – SADAR BAZAR BRANCH HARDOI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadar Bazar Branch Hardoi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002612, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002612 is the IFSC code of Bandhan Bank Limited, SADAR BAZAR BRANCH HARDOI branch, in HARDOI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.