This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, GUZARPUR, GHOSHPARA branch in GUZARPUR, GHOSHPARA. The 11-digit IFSC BDBL0001069 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the GUZARPUR, GHOSHPARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001069 is the IFSC of Bandhan Bank Limited's GUZARPUR, GHOSHPARA branch. The format is fixed: BDBL = bank code, 0 = reserved, 001069 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Guzarpur, Ghoshpara branch in Guzarpur, Ghoshpara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001069.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Guzarpur, Ghoshpara |
| IFSC Code | BDBL0001069 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHREE KRISHNA APPARTEMENT, 1ST FLOOR, KALATALA, VILL GUZARPUR, P.O . AMTA, DIST. HOWRAH, WEST BENGAL, PIN - 711401 |
| City | Guzarpur, Ghoshpara |
| District | Howrah |
| State | West Bengal |
| Phone | 7596010691 |
About the Guzarpur, Ghoshpara branch
The Guzarpur, Ghoshpara branch of Bandhan Bank Limited is situated at SHREE KRISHNA APPARTEMENT, 1ST FLOOR, KALATALA, VILL GUZARPUR, P.O . AMTA, DIST. HOWRAH, WEST BENGAL, PIN - 711401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001069 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUZARPUR, GHOSHPARA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001069 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001069 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Guzarpur, Ghoshpara branch
Once you have an account at Bandhan Bank Limited – GUZARPUR, GHOSHPARA, the IFSC BDBL0001069 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Guzarpur, Ghoshpara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7596010691.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001069
How to transfer money using IFSC BDBL0001069
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001069 across all three.
How to use IFSC BDBL0001069 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's GUZARPUR, GHOSHPARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001069.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as GUZARPUR, GHOSHPARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001069
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – GUZARPUR, GHOSHPARA, ensure your bank's portal accepts IFSC BDBL0001069 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited GUZARPUR, GHOSHPARA (IFSC BDBL0001069)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001069 in your mobile or internet banking app, and the money is credited to the GUZARPUR, GHOSHPARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001069 for Bandhan Bank Limited – GUZARPUR, GHOSHPARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001069 | Yes – BDBL0001069 | Yes – BDBL0001069 |
For most retail customers crediting the Guzarpur, Ghoshpara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's GUZARPUR, GHOSHPARA branch, the IFSC BDBL0001069 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0001069
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GUZARPUR, GHOSHPARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001069 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Guzarpur, Ghoshpara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001069 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001069
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – GUZARPUR, GHOSHPARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001069. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Guzarpur, Ghoshpara branch
The branch is located at SHREE KRISHNA APPARTEMENT, 1ST FLOOR, KALATALA, VILL GUZARPUR, P.O . AMTA, DIST. HOWRAH, WEST BENGAL, PIN - 711401, which puts it inside Guzarpur, Ghoshpara, the broader Howrah district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Guzarpur, Ghoshpara branch” — the verified location pin for IFSC BDBL0001069 should appear at the top of the results.
- Confirm the branch is open by calling 7596010691 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001069 and your account number.
Verifying IFSC BDBL0001069 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001069 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7596010691.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guzarpur, Ghoshpara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001069, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedGuzarpur, Ghoshpara Branch
SHREE KRISHNA APPARTEMENT, 1ST FLOOR, KALATALA, VILL GUZARPUR, P.O . AMTA, DIST. HOWRAH, WEST BENGAL, PIN - 711401
Guzarpur, Ghoshpara, West Bengal
Phone: 7596010691
IFSC: BDBL0001069
Frequently asked questions
Can I use IFSC BDBL0001069 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001069 to send funds instantly.
What is the IFSC code of Bandhan Bank Limited Guzarpur, Ghoshpara branch?
The IFSC code of Bandhan Bank Limited, Guzarpur, Ghoshpara branch is BDBL0001069. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BDBL0001069 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Guzarpur, Ghoshpara reflect within 30 minutes.
How do I add Bandhan Bank Limited Guzarpur, Ghoshpara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001069, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bandhan Bank Limited Guzarpur, Ghoshpara branch located?
Bandhan Bank Limited's Guzarpur, Ghoshpara branch is located at SHREE KRISHNA APPARTEMENT, 1ST FLOOR, KALATALA, VILL GUZARPUR, P.O . AMTA, DIST. HOWRAH, WEST BENGAL, PIN - 711401, Guzarpur, Ghoshpara, West Bengal.
Is IFSC BDBL0001069 the same for all accounts at Guzarpur, Ghoshpara branch?
Yes. The IFSC BDBL0001069 is shared by every account held at Bandhan Bank Limited's Guzarpur, Ghoshpara branch. Only the account number changes from customer to customer.
Summary
The IFSC code BDBL0001069 belongs to Bandhan Bank Limited's GUZARPUR, GHOSHPARA branch, located at SHREE KRISHNA APPARTEMENT, 1ST FLOOR, KALATALA, VILL GUZARPUR, P.O . AMTA,… in GUZARPUR, GHOSHPARA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
