If you are searching for the IFSC code of Bandhan Bank Limited, GULAB BAGH branch in GULAB BAGH, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BDBL0001954. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GULAB BAGH branch, and detailed step-by-step guides for using the IFSC BDBL0001954 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001954 is the IFSC of Bandhan Bank Limited's GULAB BAGH branch. The format is fixed: BDBL = bank code, 0 = reserved, 001954 = branch identifier.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gulab Bagh branch in Gulab Bagh, Bihar is part of this network and uses the IFSC code BDBL0001954 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Gulab Bagh |
| IFSC Code | BDBL0001954 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAM MOHNI CHOWK, GULABBAGH, PURNIA, BIHAR, SADAR THANA, PIN-854326 |
| City | Gulab Bagh |
| District | Purnea |
| State | Bihar |
| Phone | 9330319541 |
About this branch
The branch is located at RAM MOHNI CHOWK, GULABBAGH, PURNIA, BIHAR, SADAR THANA, PIN-854326. It serves the Gulab Bagh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001954 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's GULAB BAGH branch came to be assigned the code BDBL0001954.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001954, money simply cannot be routed to the GULAB BAGH branch electronically.
Products and account variants supported
Every account opened at the Gulab Bagh branch is mapped to IFSC BDBL0001954 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001954.
Products and services
Customers walking into the Gulab Bagh branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001954
How to transfer money using IFSC BDBL0001954
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001954 across all three.
NEFT to Bandhan Bank Limited, GULAB BAGH using IFSC BDBL0001954
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001954, and confirm that the system picks up Bandhan Bank Limited – GULAB BAGH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GULAB BAGH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's GULAB BAGH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001954 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – GULAB BAGH, use IMPS. With IFSC BDBL0001954 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001954 for Bandhan Bank Limited – GULAB BAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001954 | Yes – BDBL0001954 | Yes – BDBL0001954 |
For most retail customers crediting the Gulab Bagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001954
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – GULAB BAGH is still mapped to IFSC BDBL0001954. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001954 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BDBL0001954
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GULAB BAGH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001954 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gulab Bagh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001954 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001954
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – GULAB BAGH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001954. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gulab Bagh branch sits at RAM MOHNI CHOWK, GULABBAGH, PURNIA, BIHAR, SADAR THANA, PIN-854326. If you are travelling from outside Gulab Bagh, search for the branch on a maps application using the bank name and locality, or call 9330319541 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001954 and your account number.
Verifying IFSC BDBL0001954 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001954 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9330319541.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gulab Bagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001954, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedGulab Bagh Branch
RAM MOHNI CHOWK, GULABBAGH, PURNIA, BIHAR, SADAR THANA, PIN-854326
Gulab Bagh, Bihar
Phone: 9330319541
IFSC: BDBL0001954
Frequently asked questions
Does Bandhan Bank Limited Gulab Bagh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9330319541 to confirm.
Where is Bandhan Bank Limited Gulab Bagh branch located?
Bandhan Bank Limited's Gulab Bagh branch is located at RAM MOHNI CHOWK, GULABBAGH, PURNIA, BIHAR, SADAR THANA, PIN-854326, Gulab Bagh, Bihar.
Is IFSC BDBL0001954 the same for all accounts at Gulab Bagh branch?
Yes. The IFSC BDBL0001954 is shared by every account held at Bandhan Bank Limited's Gulab Bagh branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BDBL0001954 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Gulab Bagh reflect within 30 minutes.
Is IFSC BDBL0001954 valid for NEFT and RTGS?
Yes. IFSC BDBL0001954 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gulab Bagh branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Gulab Bagh branch?
You can reach the branch at 9330319541 during regular banking hours.
Can I use IFSC BDBL0001954 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001954 to send funds instantly.
Summary
The IFSC code BDBL0001954 belongs to Bandhan Bank Limited's GULAB BAGH branch, located at RAM MOHNI CHOWK, GULABBAGH, PURNIA, BIHAR, SADAR THANA, PIN-854326 in GULAB BAGH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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