Use this page as a one-stop reference for everything related to Bandhan Bank Limited's AHMEDABADGHATLODIA branch in GHATLODIA, GUJARAT. The branch's IFSC code BDBL0002908 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – AHMEDABADGHATLODIA is BDBL0002908. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002908 map to this branch in GHATLODIA, GUJARAT.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Ahmedabadghatlodia |
| IFSC Code | BDBL0002908 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HF CENTER A/5, BHAGYODAY TENAMANET VIBHAG-3, NR. NALANDA SCHOOL, NR.CHANKYAPURI OVERBRIDGE, B/S SHIVNAGAR BUS STOP, JANTANAGAR ROAD, GHATLODIYA, AHD - |
| City | Ghatlodia |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 33 |
| Phone | 40456456 |
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ahmedabadghatlodia branch — IFSC BDBL0002908 — extends the bank's services to customers in and around Ghatlodia, Gujarat.
Ahmedabadghatlodia branch overview
Located at HF CENTER A/5, BHAGYODAY TENAMANET VIBHAG-3, NR. NALANDA SCHOOL, NR.CHANKYAPURI OVERBRIDGE, B/S SHIVNAGAR BUS STOP, JANTANAGAR ROAD, GHATLODIYA, AHD -, the Ahmedabadghatlodia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002908 is required for all interbank electronic transfers routed through this branch.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AHMEDABADGHATLODIA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002908 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002908 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0002908
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002908 across all three.
NEFT to Bandhan Bank Limited, AHMEDABADGHATLODIA using IFSC BDBL0002908
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002908, and confirm that the system picks up Bandhan Bank Limited – AHMEDABADGHATLODIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002908
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – AHMEDABADGHATLODIA, ensure your bank's portal accepts IFSC BDBL0002908 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – AHMEDABADGHATLODIA, use IMPS. With IFSC BDBL0002908 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002908 for Bandhan Bank Limited – AHMEDABADGHATLODIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002908 | Yes – BDBL0002908 | Yes – BDBL0002908 |
For most retail customers crediting the Ahmedabadghatlodia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002908
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – AHMEDABADGHATLODIA is still mapped to IFSC BDBL0002908. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002908 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ahmedabadghatlodia branch is mapped to IFSC BDBL0002908 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002908.
Banking services available
The Ahmedabadghatlodia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-40456456.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002908
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002908 and the account number together uniquely identify the Ahmedabadghatlodia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BDBL0002908
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AHMEDABADGHATLODIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002908 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – AHMEDABADGHATLODIA:
- The IFSC is exactly BDBL0002908 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and AHMEDABADGHATLODIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ahmedabadghatlodia branch sits at HF CENTER A/5, BHAGYODAY TENAMANET VIBHAG-3, NR. NALANDA SCHOOL, NR.CHANKYAPURI OVERBRIDGE, B/S SHIVNAGAR BUS STOP, JANTANAGAR ROAD, GHATLODIYA, AHD -. If you are travelling from outside Ghatlodia, search for the branch on a maps application using the bank name and locality, or call 33-40456456 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002908 and your account number.
Verifying IFSC BDBL0002908 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002908 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ahmedabadghatlodia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002908 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedAhmedabadghatlodia Branch
HF CENTER A/5, BHAGYODAY TENAMANET VIBHAG-3, NR. NALANDA SCHOOL, NR.CHANKYAPURI OVERBRIDGE, B/S SHIVNAGAR BUS STOP, JANTANAGAR ROAD, GHATLODIYA, AHD -
Ghatlodia, Gujarat
Phone: 33-40456456
IFSC: BDBL0002908
Frequently asked questions
Where is Bandhan Bank Limited Ahmedabadghatlodia branch located?
Bandhan Bank Limited's Ahmedabadghatlodia branch is located at HF CENTER A/5, BHAGYODAY TENAMANET VIBHAG-3, NR. NALANDA SCHOOL, NR.CHANKYAPURI OVERBRIDGE, B/S SHIVNAGAR BUS STOP, JANTANAGAR ROAD, GHATLODIYA, AHD -, Ghatlodia, Gujarat.
What is the phone number of Bandhan Bank Limited Ahmedabadghatlodia branch?
You can reach the branch at 33-40456456 during regular banking hours.
Is IFSC BDBL0002908 valid for NEFT and RTGS?
Yes. IFSC BDBL0002908 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ahmedabadghatlodia branch but serve different purposes.
Is IFSC BDBL0002908 the same for all accounts at Ahmedabadghatlodia branch?
Yes. The IFSC BDBL0002908 is shared by every account held at Bandhan Bank Limited's Ahmedabadghatlodia branch. Only the account number changes from customer to customer.
How do I add Bandhan Bank Limited Ahmedabadghatlodia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002908, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0002908 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Ahmedabadghatlodia reflect within 30 minutes.
Can I use IFSC BDBL0002908 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002908 to send funds instantly.
Final notes
To recap: BDBL0002908 is the IFSC code of Bandhan Bank Limited, AHMEDABADGHATLODIA branch, in GHATLODIA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
