This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, FAIZABAD branch in FAIZABAD. The 11-digit IFSC BDBL0001889 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the FAIZABAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's FAIZABAD branch, the IFSC BDBL0001889 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001889 identifies this particular branch.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Faizabad branch in Faizabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001889.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Faizabad |
| IFSC Code | BDBL0001889 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 4106/4110, CIVIL LINES, FAIZABAD, PS CIVIL LINES, FAIZABAD, UTTAR PRADESH, PIN 224001 |
| City | Faizabad |
| District | Faizabad |
| State | Uttar Pradesh |
| Phone | 9674618891 |
About this branch
The branch is located at 4106/4110, CIVIL LINES, FAIZABAD, PS CIVIL LINES, FAIZABAD, UTTAR PRADESH, PIN 224001. It serves the Faizabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001889 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FAIZABAD of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001889 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001889 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Faizabad branch is mapped to IFSC BDBL0001889 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001889.
Products and services
Customers walking into the Faizabad branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001889
How to transfer money using IFSC BDBL0001889
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001889 across all three.
NEFT to Bandhan Bank Limited, FAIZABAD using IFSC BDBL0001889
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001889, and confirm that the system picks up Bandhan Bank Limited – FAIZABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001889
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – FAIZABAD, ensure your bank's portal accepts IFSC BDBL0001889 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – FAIZABAD, use IMPS. With IFSC BDBL0001889 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001889 for Bandhan Bank Limited – FAIZABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001889 | Yes – BDBL0001889 | Yes – BDBL0001889 |
For most retail customers crediting the Faizabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's FAIZABAD branch, the IFSC BDBL0001889 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0001889
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the FAIZABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001889 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Faizabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001889 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BDBL0001889
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – FAIZABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001889. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Faizabad branch sits at 4106/4110, CIVIL LINES, FAIZABAD, PS CIVIL LINES, FAIZABAD, UTTAR PRADESH, PIN 224001. If you are travelling from outside Faizabad, search for the branch on a maps application using the bank name and locality, or call 9674618891 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001889 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001889 for Bandhan Bank Limited – FAIZABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Faizabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001889 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedFaizabad Branch
4106/4110, CIVIL LINES, FAIZABAD, PS CIVIL LINES, FAIZABAD, UTTAR PRADESH, PIN 224001
Faizabad, Uttar Pradesh
Phone: 9674618891
IFSC: BDBL0001889
Frequently asked questions
Is IFSC BDBL0001889 valid for NEFT and RTGS?
Yes. IFSC BDBL0001889 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BDBL0001889 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Faizabad reflect within 30 minutes.
Does Bandhan Bank Limited Faizabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9674618891 to confirm.
How do I add Bandhan Bank Limited Faizabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001889, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001889 the same for all accounts at Faizabad branch?
Yes. The IFSC BDBL0001889 is shared by every account held at Bandhan Bank Limited's Faizabad branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Faizabad branch located?
Bandhan Bank Limited's Faizabad branch is located at 4106/4110, CIVIL LINES, FAIZABAD, PS CIVIL LINES, FAIZABAD, UTTAR PRADESH, PIN 224001, Faizabad, Uttar Pradesh.
Final notes
To recap: BDBL0001889 is the IFSC code of Bandhan Bank Limited, FAIZABAD branch, in FAIZABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
