IFSC Code of Bandhan Bank Limited, Ramachandra Rao Peta Branch Eluru Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's RAMACHANDRA RAO PETA BRANCH ELURU branch in ELURU, ANDHRA PRADESH. The branch's IFSC code BDBL0002436 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU is BDBL0002436. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002436 map to this branch in ELURU, ANDHRA PRADESH.

About Bandhan Bank Limited

Bandhan Bank Limited operates a wide network of branches across India, including the Ramachandra Rao Peta Branch Eluru branch in Eluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002436.

Ramachandra Rao Peta Branch Eluru branch overview

Located at D.NO 23B-5-11/1 , CDMA ASSESSMENT NO 1075033931 , RAMACHANDRARAO PETA , ELURU MUNICIPALITY , ELURU , ANDHRA PRADESH - 534002, the Ramachandra Rao Peta Branch Eluru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002436 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's RAMACHANDRA RAO PETA BRANCH ELURU branch came to be assigned the code BDBL0002436.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002436, money simply cannot be routed to the RAMACHANDRA RAO PETA BRANCH ELURU branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Ramachandra Rao Peta Branch Eluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002436 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BDBL0002436

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002436 across all three.

NEFT to Bandhan Bank Limited, RAMACHANDRA RAO PETA BRANCH ELURU using IFSC BDBL0002436

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002436, and confirm that the system picks up Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BDBL0002436

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU, ensure your bank's portal accepts IFSC BDBL0002436 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bandhan Bank Limited RAMACHANDRA RAO PETA BRANCH ELURU (IFSC BDBL0002436)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002436 in your mobile or internet banking app, and the money is credited to the RAMACHANDRA RAO PETA BRANCH ELURU branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002436 for Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ramachandra Rao Peta Branch Eluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002436

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU is still mapped to IFSC BDBL0002436. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002436 and the beneficiary's account number to complete the transfer.

Account types you can open at the Ramachandra Rao Peta Branch Eluru branch

Once you have an account at Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU, the IFSC BDBL0002436 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ramachandra Rao Peta Branch Eluru branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002436

Digital banking channels

Most day-to-day work that customers used to do at the Ramachandra Rao Peta Branch Eluru branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002436 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Ramachandra Rao Peta Branch Eluru branch sits at D.NO 23B-5-11/1 , CDMA ASSESSMENT NO 1075033931 , RAMACHANDRARAO PETA , ELURU MUNICIPALITY , ELURU , ANDHRA PRADESH - 534002. If you are travelling from outside Eluru, search for the branch on a maps application using the bank name and locality, or call 8697724361 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002436 and your account number.

Common mistakes to avoid when using IFSC BDBL0002436

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – RAMACHANDRA RAO PETA BRANCH ELURU, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002436.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ramachandra Rao Peta Branch Eluru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002436, however, work 24x7.

Verifying IFSC BDBL0002436 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002436 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8697724361.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002436 is the IFSC code of Bandhan Bank Limited, RAMACHANDRA RAO PETA BRANCH ELURU branch, in ELURU, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.