If you are searching for the IFSC code of Bandhan Bank Limited, DIGNAGAR branch in DIGNAGAR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0002161. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DIGNAGAR branch, and detailed step-by-step guides for using the IFSC BDBL0002161 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002161 is the IFSC of Bandhan Bank Limited's DIGNAGAR branch. The format is fixed: BDBL = bank code, 0 = reserved, 002161 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Dignagar branch in Dignagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002161.
About this branch
The branch is located at FIRST FLOOR , VILL , PO - DIGNAGAR ,PS - KOTWALI , DIST - NADIA , STATE - WEST BENGAL , PIN - 741401. It serves the Dignagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002161 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Dignagar |
| IFSC Code | BDBL0002161 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR , VILL , PO - DIGNAGAR ,PS - KOTWALI , DIST - NADIA , STATE - WEST BENGAL , PIN - 741401 |
| City | Dignagar |
| District | Nadia |
| State | West Bengal |
| Phone | 9073321611 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's DIGNAGAR branch came to be assigned the code BDBL0002161.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002161, money simply cannot be routed to the DIGNAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002161 and the account number together uniquely identify the Dignagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002161
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002161 across all three.
How to use IFSC BDBL0002161 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's DIGNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002161.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as DIGNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002161
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – DIGNAGAR, ensure your bank's portal accepts IFSC BDBL0002161 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – DIGNAGAR, use IMPS. With IFSC BDBL0002161 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Dignagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002161:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DIGNAGAR is still linked to IFSC BDBL0002161.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0002161
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – DIGNAGAR is still mapped to IFSC BDBL0002161. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002161 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dignagar branch is mapped to IFSC BDBL0002161 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002161.
Banking services available
The Dignagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9073321611.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002161
Online banking and IFSC BDBL0002161
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DIGNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002161 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dignagar branch
The branch is located at FIRST FLOOR , VILL , PO - DIGNAGAR ,PS - KOTWALI , DIST - NADIA , STATE - WEST BENGAL , PIN - 741401, which puts it inside Dignagar, the broader Nadia district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Dignagar branch” — the verified location pin for IFSC BDBL0002161 should appear at the top of the results.
- Confirm the branch is open by calling 9073321611 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002161 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – DIGNAGAR:
- The IFSC is exactly BDBL0002161 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and DIGNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dignagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002161, however, work 24x7.
Verifying IFSC BDBL0002161 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002161 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9073321611.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedDignagar Branch
FIRST FLOOR , VILL , PO - DIGNAGAR ,PS - KOTWALI , DIST - NADIA , STATE - WEST BENGAL , PIN - 741401
Dignagar, West Bengal
Phone: 9073321611
IFSC: BDBL0002161
Frequently asked questions
Is IFSC BDBL0002161 the same for all accounts at Dignagar branch?
Yes. The IFSC BDBL0002161 is shared by every account held at Bandhan Bank Limited's Dignagar branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Dignagar branch?
The IFSC code of Bandhan Bank Limited, Dignagar branch is BDBL0002161. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bandhan Bank Limited Dignagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002161, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dignagar branch but serve different purposes.
Does Bandhan Bank Limited Dignagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9073321611 to confirm.
How quickly will an NEFT transfer using BDBL0002161 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Dignagar reflect within 30 minutes.
Final notes
To recap: BDBL0002161 is the IFSC code of Bandhan Bank Limited, DIGNAGAR branch, in DIGNAGAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
