If you are searching for the IFSC code of Bandhan Bank Limited, DHAMNAGAR branch in DHAMNAGAR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BDBL0001124. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHAMNAGAR branch, and detailed step-by-step guides for using the IFSC BDBL0001124 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001124 is the IFSC of Bandhan Bank Limited's DHAMNAGAR branch. The format is fixed: BDBL = bank code, 0 = reserved, 001124 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Dhamnagar |
| IFSC Code | BDBL0001124 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IN FRONT OF DHAMNAGAR THANA,NEAR UCO BANK,P.O.- DHAMNAGAR, DIST. BHADRAK,ODISHA, PIN- 756117 |
| City | Dhamnagar |
| District | Bhadrak |
| State | Odisha |
| Phone | 7064011241 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhamnagar branch in Dhamnagar, Odisha is part of this network and uses the IFSC code BDBL0001124 for all electronic settlement.
About this branch
The branch is located at IN FRONT OF DHAMNAGAR THANA,NEAR UCO BANK,P.O.- DHAMNAGAR, DIST. BHADRAK,ODISHA, PIN- 756117. It serves the Dhamnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001124 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHAMNAGAR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001124 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001124 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0001124
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001124 across all three.
How to use IFSC BDBL0001124 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's DHAMNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001124.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as DHAMNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001124
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – DHAMNAGAR, ensure your bank's portal accepts IFSC BDBL0001124 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited DHAMNAGAR (IFSC BDBL0001124)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001124 in your mobile or internet banking app, and the money is credited to the DHAMNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001124 for Bandhan Bank Limited – DHAMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001124 | Yes – BDBL0001124 | Yes – BDBL0001124 |
For most retail customers crediting the Dhamnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001124
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – DHAMNAGAR is still mapped to IFSC BDBL0001124. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001124 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dhamnagar branch
Once you have an account at Bandhan Bank Limited – DHAMNAGAR, the IFSC BDBL0001124 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dhamnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7064011241.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001124
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001124 and the account number together uniquely identify the Dhamnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dhamnagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001124 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0001124
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – DHAMNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001124. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dhamnagar branch
The branch is located at IN FRONT OF DHAMNAGAR THANA,NEAR UCO BANK,P.O.- DHAMNAGAR, DIST. BHADRAK,ODISHA, PIN- 756117, which puts it inside Dhamnagar, the broader Bhadrak district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Dhamnagar branch” — the verified location pin for IFSC BDBL0001124 should appear at the top of the results.
- Confirm the branch is open by calling 7064011241 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001124 and your account number.
Verifying IFSC BDBL0001124 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001124 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7064011241.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dhamnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001124, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedDhamnagar Branch
IN FRONT OF DHAMNAGAR THANA,NEAR UCO BANK,P.O.- DHAMNAGAR, DIST. BHADRAK,ODISHA, PIN- 756117
Dhamnagar, Odisha
Phone: 7064011241
IFSC: BDBL0001124
Frequently asked questions
Does Bandhan Bank Limited Dhamnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7064011241 to confirm.
What is the phone number of Bandhan Bank Limited Dhamnagar branch?
You can reach the branch at 7064011241 during regular banking hours.
Is IFSC BDBL0001124 valid for NEFT and RTGS?
Yes. IFSC BDBL0001124 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BDBL0001124 the same for all accounts at Dhamnagar branch?
Yes. The IFSC BDBL0001124 is shared by every account held at Bandhan Bank Limited's Dhamnagar branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Dhamnagar branch located?
Bandhan Bank Limited's Dhamnagar branch is located at IN FRONT OF DHAMNAGAR THANA,NEAR UCO BANK,P.O.- DHAMNAGAR, DIST. BHADRAK,ODISHA, PIN- 756117, Dhamnagar, Odisha.
How do I add Bandhan Bank Limited Dhamnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001124, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BDBL0001124 belongs to Bandhan Bank Limited's DHAMNAGAR branch, located at IN FRONT OF DHAMNAGAR THANA,NEAR UCO BANK,P.O.- DHAMNAGAR, DIST.… in DHAMNAGAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
