If you are searching for the IFSC code of Bandhan Bank Limited, DARBHANGA branch in DARBHANGA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BDBL0001121. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DARBHANGA branch, and detailed step-by-step guides for using the IFSC BDBL0001121 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – DARBHANGA is BDBL0001121. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001121 map to this branch in DARBHANGA, BIHAR.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Darbhanga |
| IFSC Code | BDBL0001121 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MIRZAPUR ROAD, RAJKUMARGANJ, P.O. DIST . DARBHANGA, BIHAR, PIN-846004 |
| City | Darbhanga |
| District | Darbhanga |
| State | Bihar |
| Phone | 7319711211 |
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Darbhanga branch in Darbhanga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001121.
About this branch
The branch is located at MIRZAPUR ROAD, RAJKUMARGANJ, P.O. DIST . DARBHANGA, BIHAR, PIN-846004. It serves the Darbhanga region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001121 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's DARBHANGA branch came to be assigned the code BDBL0001121.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001121, money simply cannot be routed to the DARBHANGA branch electronically.
How to transfer money using IFSC BDBL0001121
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001121 across all three.
NEFT to Bandhan Bank Limited, DARBHANGA using IFSC BDBL0001121
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001121, and confirm that the system picks up Bandhan Bank Limited – DARBHANGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DARBHANGA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's DARBHANGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001121 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – DARBHANGA, use IMPS. With IFSC BDBL0001121 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001121 for Bandhan Bank Limited – DARBHANGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001121 | Yes – BDBL0001121 | Yes – BDBL0001121 |
For most retail customers crediting the Darbhanga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001121
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – DARBHANGA is still mapped to IFSC BDBL0001121. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001121 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Darbhanga branch is mapped to IFSC BDBL0001121 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001121.
Products and services
Customers walking into the Darbhanga branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001121
MICR & cheque-truncation details
Cheques drawn on the Darbhanga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001121 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Darbhanga branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001121 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0001121
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – DARBHANGA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001121. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Darbhanga branch sits at MIRZAPUR ROAD, RAJKUMARGANJ, P.O. DIST . DARBHANGA, BIHAR, PIN-846004. If you are travelling from outside Darbhanga, search for the branch on a maps application using the bank name and locality, or call 7319711211 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001121 and your account number.
Verifying IFSC BDBL0001121 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001121 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7319711211.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Darbhanga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001121 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedDarbhanga Branch
MIRZAPUR ROAD, RAJKUMARGANJ, P.O. DIST . DARBHANGA, BIHAR, PIN-846004
Darbhanga, Bihar
Phone: 7319711211
IFSC: BDBL0001121
Frequently asked questions
What is the IFSC code of Bandhan Bank Limited Darbhanga branch?
The IFSC code of Bandhan Bank Limited, Darbhanga branch is BDBL0001121. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0001121 valid for NEFT and RTGS?
Yes. IFSC BDBL0001121 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Darbhanga branch located?
Bandhan Bank Limited's Darbhanga branch is located at MIRZAPUR ROAD, RAJKUMARGANJ, P.O. DIST . DARBHANGA, BIHAR, PIN-846004, Darbhanga, Bihar.
Does Bandhan Bank Limited Darbhanga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7319711211 to confirm.
Is IFSC BDBL0001121 the same for all accounts at Darbhanga branch?
Yes. The IFSC BDBL0001121 is shared by every account held at Bandhan Bank Limited's Darbhanga branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BDBL0001121 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Darbhanga reflect within 30 minutes.
How do I add Bandhan Bank Limited Darbhanga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001121, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Darbhanga branch but serve different purposes.
Summary
The IFSC code BDBL0001121 belongs to Bandhan Bank Limited's DARBHANGA branch, located at MIRZAPUR ROAD, RAJKUMARGANJ, P.O. DIST . DARBHANGA, BIHAR, PIN-846004 in DARBHANGA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
