IFSC Code of Bandhan Bank Limited, Khalisa Gosanimari Branch, West Bengal

If you are searching for the IFSC code of Bandhan Bank Limited, KHALISA GOSANIMARI branch in COOCHBEHAR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0001689. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KHALISA GOSANIMARI branch, and detailed step-by-step guides for using the IFSC BDBL0001689 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – KHALISA GOSANIMARI is BDBL0001689. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001689 map to this branch in COOCHBEHAR, WEST BENGAL.

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khalisa Gosanimari branch in Coochbehar, West Bengal is part of this network and uses the IFSC code BDBL0001689 for all electronic settlement.

Branch details at a glance

About the Khalisa Gosanimari branch

The Khalisa Gosanimari branch of Bandhan Bank Limited is situated at GROUND FLOOR,VILL -KHALISA GOSANIMARI,P.O -GOSANIMARI,P.S DINHATA,DIST.- COOCHBEHAR,WEST BENGAL,PIN 736145. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001689 is used.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHALISA GOSANIMARI of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001689 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001689 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Khalisa Gosanimari branch

Once you have an account at Bandhan Bank Limited – KHALISA GOSANIMARI, the IFSC BDBL0001689 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Khalisa Gosanimari branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0001689

How to transfer money using IFSC BDBL0001689

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001689 across all three.

How to use IFSC BDBL0001689 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's KHALISA GOSANIMARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0001689.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as KHALISA GOSANIMARI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BDBL0001689

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – KHALISA GOSANIMARI, ensure your bank's portal accepts IFSC BDBL0001689 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bandhan Bank Limited KHALISA GOSANIMARI (IFSC BDBL0001689)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001689 in your mobile or internet banking app, and the money is credited to the KHALISA GOSANIMARI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0001689 for Bandhan Bank Limited – KHALISA GOSANIMARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khalisa Gosanimari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's KHALISA GOSANIMARI branch, the IFSC BDBL0001689 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BDBL0001689

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KHALISA GOSANIMARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001689 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001689 and the account number together uniquely identify the Khalisa Gosanimari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – KHALISA GOSANIMARI:

• The IFSC is exactly BDBL0001689 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and KHALISA GOSANIMARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Khalisa Gosanimari branch

The branch is located at GROUND FLOOR,VILL -KHALISA GOSANIMARI,P.O -GOSANIMARI,P.S DINHATA,DIST.- COOCHBEHAR,WEST BENGAL,PIN 736145, which puts it inside Coochbehar, the broader Coochbehar district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Khalisa Gosanimari branch” — the verified location pin for IFSC BDBL0001689 should appear at the top of the results.
2. Confirm the branch is open by calling 33-7596016891 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001689 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0001689 for Bandhan Bank Limited – KHALISA GOSANIMARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khalisa Gosanimari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001689, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0001689 is the IFSC code of Bandhan Bank Limited, KHALISA GOSANIMARI branch, in COOCHBEHAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.