Use this page as a one-stop reference for everything related to Bandhan Bank Limited's CHAS branch in CHAS, JHARKHAND. The branch's IFSC code BDBL0001214 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001214 is the IFSC of Bandhan Bank Limited's CHAS branch. The format is fixed: BDBL = bank code, 0 = reserved, 001214 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Chas |
| IFSC Code | BDBL0001214 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.O.-CHAS, DIST. BOKARO, JHARKHAND , PIN-827013 |
| City | Chas |
| District | Bokaro |
| State | Jharkhand |
| Phone | 9546512141 |
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Chas branch in Chas. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001214.
Chas branch overview
Located at P.O.-CHAS, DIST. BOKARO, JHARKHAND , PIN-827013, the Chas branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001214 is required for all interbank electronic transfers routed through this branch.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAS of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001214 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001214 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0001214
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001214 across all three.
NEFT to Bandhan Bank Limited, CHAS using IFSC BDBL0001214
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001214, and confirm that the system picks up Bandhan Bank Limited – CHAS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001214
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – CHAS, ensure your bank's portal accepts IFSC BDBL0001214 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited CHAS (IFSC BDBL0001214)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001214 in your mobile or internet banking app, and the money is credited to the CHAS branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chas
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0001214:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAS is still linked to IFSC BDBL0001214.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0001214
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – CHAS is still mapped to IFSC BDBL0001214. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001214 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chas branch is mapped to IFSC BDBL0001214 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001214.
Products and services
Customers walking into the Chas branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001214
MICR & cheque-truncation details
Cheques drawn on the Chas branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001214 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Chas branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001214 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – CHAS:
- The IFSC is exactly BDBL0001214 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and CHAS as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chas branch sits at P.O.-CHAS, DIST. BOKARO, JHARKHAND , PIN-827013. If you are travelling from outside Chas, search for the branch on a maps application using the bank name and locality, or call 9546512141 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001214 and your account number.
Verifying IFSC BDBL0001214 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001214 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9546512141.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chas are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001214 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedChas Branch
P.O.-CHAS, DIST. BOKARO, JHARKHAND , PIN-827013
Chas, Jharkhand
Phone: 9546512141
IFSC: BDBL0001214
Frequently asked questions
What is the IFSC code of Bandhan Bank Limited Chas branch?
The IFSC code of Bandhan Bank Limited, Chas branch is BDBL0001214. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BDBL0001214 valid for NEFT and RTGS?
Yes. IFSC BDBL0001214 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BDBL0001214 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Chas reflect within 30 minutes.
How do I add Bandhan Bank Limited Chas as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001214, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001214 the same for all accounts at Chas branch?
Yes. The IFSC BDBL0001214 is shared by every account held at Bandhan Bank Limited's Chas branch. Only the account number changes from customer to customer.
Can I use IFSC BDBL0001214 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001214 to send funds instantly.
What is the phone number of Bandhan Bank Limited Chas branch?
You can reach the branch at 9546512141 during regular banking hours.
Final notes
To recap: BDBL0001214 is the IFSC code of Bandhan Bank Limited, CHAS branch, in CHAS, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
