If you are searching for the IFSC code of Bandhan Bank Limited, CHANPATIA BRANCH branch in CHANPATIA, BIHAR, this page has every detail you need. The verified IFSC code for this branch is BDBL0002761. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANPATIA BRANCH branch, and detailed step-by-step guides for using the IFSC BDBL0002761 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002761 is the IFSC of Bandhan Bank Limited's CHANPATIA BRANCH branch. The format is fixed: BDBL = bank code, 0 = reserved, 002761 = branch identifier.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chanpatia Branch branch — IFSC BDBL0002761 — extends the bank's services to customers in and around Chanpatia, Bihar.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Chanpatia Branch |
| IFSC Code | BDBL0002761 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR GANGA JAMUNA COMPLEX,WARD NO 10,CHANPATIA MAIN ROAD,CHANPATIA,DISTRICT PASCHIM CHAMPARAN,STATE BIHAR PIN 845449 |
| City | Chanpatia |
| District | Paschim Champaran |
| State | Bihar |
| STD Code | 33 |
| Phone | 40456456 |
About the Chanpatia Branch branch
The Chanpatia Branch branch of Bandhan Bank Limited is situated at GROUND FLOOR GANGA JAMUNA COMPLEX,WARD NO 10,CHANPATIA MAIN ROAD,CHANPATIA,DISTRICT PASCHIM CHAMPARAN,STATE BIHAR PIN 845449. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002761 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANPATIA BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002761 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002761 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Chanpatia Branch branch is mapped to IFSC BDBL0002761 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002761.
Products and services
Customers walking into the Chanpatia Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002761
How to transfer money using IFSC BDBL0002761
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002761 across all three.
How to use IFSC BDBL0002761 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's CHANPATIA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002761.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as CHANPATIA BRANCH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHANPATIA BRANCH
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's CHANPATIA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002761 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited CHANPATIA BRANCH (IFSC BDBL0002761)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002761 in your mobile or internet banking app, and the money is credited to the CHANPATIA BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002761 for Bandhan Bank Limited – CHANPATIA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002761 | Yes – BDBL0002761 | Yes – BDBL0002761 |
For most retail customers crediting the Chanpatia Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's CHANPATIA BRANCH branch, the IFSC BDBL0002761 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0002761
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANPATIA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002761 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chanpatia Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002761 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – CHANPATIA BRANCH:
- The IFSC is exactly BDBL0002761 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and CHANPATIA BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Chanpatia Branch branch sits at GROUND FLOOR GANGA JAMUNA COMPLEX,WARD NO 10,CHANPATIA MAIN ROAD,CHANPATIA,DISTRICT PASCHIM CHAMPARAN,STATE BIHAR PIN 845449. If you are travelling from outside Chanpatia, search for the branch on a maps application using the bank name and locality, or call 33-40456456 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002761 and your account number.
Verifying IFSC BDBL0002761 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002761 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chanpatia Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002761 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedChanpatia Branch Branch
GROUND FLOOR GANGA JAMUNA COMPLEX,WARD NO 10,CHANPATIA MAIN ROAD,CHANPATIA,DISTRICT PASCHIM CHAMPARAN,STATE BIHAR PIN 845449
Chanpatia, Bihar
Phone: 33-40456456
IFSC: BDBL0002761
Frequently asked questions
Can I use IFSC BDBL0002761 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002761 to send funds instantly.
Where is Bandhan Bank Limited Chanpatia Branch branch located?
Bandhan Bank Limited's Chanpatia Branch branch is located at GROUND FLOOR GANGA JAMUNA COMPLEX,WARD NO 10,CHANPATIA MAIN ROAD,CHANPATIA,DISTRICT PASCHIM CHAMPARAN,STATE BIHAR PIN 845449, Chanpatia, Bihar.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chanpatia Branch branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Chanpatia Branch branch?
You can reach the branch at 33-40456456 during regular banking hours.
Is IFSC BDBL0002761 the same for all accounts at Chanpatia Branch branch?
Yes. The IFSC BDBL0002761 is shared by every account held at Bandhan Bank Limited's Chanpatia Branch branch. Only the account number changes from customer to customer.
How do I add Bandhan Bank Limited Chanpatia Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002761, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BDBL0002761 is the IFSC code of Bandhan Bank Limited, CHANPATIA BRANCH branch, in CHANPATIA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
