This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, SECTOR XXII BRANCH CHANDIGARH branch in CHANDIGARH. The 11-digit IFSC BDBL0002512 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the SECTOR XXII BRANCH CHANDIGARH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's SECTOR XXII BRANCH CHANDIGARH branch, the IFSC BDBL0002512 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002512 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Sector Xxii Branch Chandigarh |
| IFSC Code | BDBL0002512 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANDHAN BANK LTD,SCO NO 814,SEC 22A,DIST - CHANDIGARH,STATE - CHANDIGARH,PIN- 160022 |
| City | Chandigarh |
| District | Chandigarh |
| State | Chandigarh |
| Phone | 9163525121 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Xxii Branch Chandigarh branch in Chandigarh, Chandigarh is part of this network and uses the IFSC code BDBL0002512 for all electronic settlement.
About the Sector Xxii Branch Chandigarh branch
The Sector Xxii Branch Chandigarh branch of Bandhan Bank Limited is situated at BANDHAN BANK LTD,SCO NO 814,SEC 22A,DIST - CHANDIGARH,STATE - CHANDIGARH,PIN- 160022. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002512 is used.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR XXII BRANCH CHANDIGARH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002512 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002512 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0002512
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002512 across all three.
NEFT to Bandhan Bank Limited, SECTOR XXII BRANCH CHANDIGARH using IFSC BDBL0002512
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002512, and confirm that the system picks up Bandhan Bank Limited – SECTOR XXII BRANCH CHANDIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002512
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – SECTOR XXII BRANCH CHANDIGARH, ensure your bank's portal accepts IFSC BDBL0002512 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited SECTOR XXII BRANCH CHANDIGARH (IFSC BDBL0002512)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002512 in your mobile or internet banking app, and the money is credited to the SECTOR XXII BRANCH CHANDIGARH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sector Xxii Branch Chandigarh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002512:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR XXII BRANCH CHANDIGARH is still linked to IFSC BDBL0002512.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SECTOR XXII BRANCH CHANDIGARH branch, the IFSC BDBL0002512 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sector Xxii Branch Chandigarh branch is mapped to IFSC BDBL0002512 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0002512.
Products and services
Customers walking into the Sector Xxii Branch Chandigarh branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002512
MICR & cheque-truncation details
Cheques drawn on the Sector Xxii Branch Chandigarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002512 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Sector Xxii Branch Chandigarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002512 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – SECTOR XXII BRANCH CHANDIGARH:
- The IFSC is exactly BDBL0002512 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and SECTOR XXII BRANCH CHANDIGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sector Xxii Branch Chandigarh branch sits at BANDHAN BANK LTD,SCO NO 814,SEC 22A,DIST - CHANDIGARH,STATE - CHANDIGARH,PIN- 160022. If you are travelling from outside Chandigarh, search for the branch on a maps application using the bank name and locality, or call 9163525121 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002512 and your account number.
Verifying IFSC BDBL0002512 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002512 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9163525121.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sector Xxii Branch Chandigarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002512 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedSector Xxii Branch Chandigarh Branch
BANDHAN BANK LTD,SCO NO 814,SEC 22A,DIST - CHANDIGARH,STATE - CHANDIGARH,PIN- 160022
Chandigarh, Chandigarh
Phone: 9163525121
IFSC: BDBL0002512
Frequently asked questions
Is IFSC BDBL0002512 the same for all accounts at Sector Xxii Branch Chandigarh branch?
Yes. The IFSC BDBL0002512 is shared by every account held at Bandhan Bank Limited's Sector Xxii Branch Chandigarh branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Sector Xxii Branch Chandigarh branch?
The IFSC code of Bandhan Bank Limited, Sector Xxii Branch Chandigarh branch is BDBL0002512. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bandhan Bank Limited Sector Xxii Branch Chandigarh branch?
You can reach the branch at 9163525121 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Xxii Branch Chandigarh branch but serve different purposes.
Can I use IFSC BDBL0002512 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002512 to send funds instantly.
Where is Bandhan Bank Limited Sector Xxii Branch Chandigarh branch located?
Bandhan Bank Limited's Sector Xxii Branch Chandigarh branch is located at BANDHAN BANK LTD,SCO NO 814,SEC 22A,DIST - CHANDIGARH,STATE - CHANDIGARH,PIN- 160022, Chandigarh, Chandigarh.
How do I add Bandhan Bank Limited Sector Xxii Branch Chandigarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002512, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BDBL0002512 is the IFSC code of Bandhan Bank Limited, SECTOR XXII BRANCH CHANDIGARH branch, in CHANDIGARH, CHANDIGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
