IFSC Code of Bandhan Bank Limited, Chandannagore Branch, West Bengal

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's CHANDANNAGORE branch in CHANDANNAGORE, WEST BENGAL. The branch's IFSC code BDBL0001357 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BDBL0001357 is the IFSC of Bandhan Bank Limited's CHANDANNAGORE branch. The format is fixed: BDBL = bank code, 0 = reserved, 001357 = branch identifier.

Branch details at a glance

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandannagore branch — IFSC BDBL0001357 — extends the bank's services to customers in and around Chandannagore, West Bengal.

About the Chandannagore branch

The Chandannagore branch of Bandhan Bank Limited is situated at JAGADHHATRI APRATMENT , RASHBEHARI AVENUE , FATAKGORA, STATION ROAD, P.O. CHANDANNAGORE, DIST. HOOGHLY, WEST BENGAL, PIN-712136. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001357 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's CHANDANNAGORE branch came to be assigned the code BDBL0001357.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001357, money simply cannot be routed to the CHANDANNAGORE branch electronically.

How to transfer money using IFSC BDBL0001357

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001357 across all three.

How to use IFSC BDBL0001357 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's CHANDANNAGORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0001357.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as CHANDANNAGORE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BDBL0001357

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – CHANDANNAGORE, ensure your bank's portal accepts IFSC BDBL0001357 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bandhan Bank Limited CHANDANNAGORE (IFSC BDBL0001357)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001357 in your mobile or internet banking app, and the money is credited to the CHANDANNAGORE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0001357 for Bandhan Bank Limited – CHANDANNAGORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chandannagore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0001357

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – CHANDANNAGORE is still mapped to IFSC BDBL0001357. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001357 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chandannagore branch is mapped to IFSC BDBL0001357 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0001357.

Banking services available

The Chandannagore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7596013571.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001357

MICR & cheque-truncation details

Cheques drawn on the Chandannagore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001357 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC BDBL0001357

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANDANNAGORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001357 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – CHANDANNAGORE:

• The IFSC is exactly BDBL0001357 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and CHANDANNAGORE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chandannagore branch

The branch is located at JAGADHHATRI APRATMENT , RASHBEHARI AVENUE , FATAKGORA, STATION ROAD, P.O. CHANDANNAGORE, DIST. HOOGHLY, WEST BENGAL, PIN-712136, which puts it inside Chandannagore, the broader Hooghly district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Chandannagore branch” — the verified location pin for IFSC BDBL0001357 should appear at the top of the results.
2. Confirm the branch is open by calling 7596013571 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001357 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0001357 for Bandhan Bank Limited – CHANDANNAGORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chandannagore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001357 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0001357 is the IFSC code of Bandhan Bank Limited, CHANDANNAGORE branch, in CHANDANNAGORE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.