Below are the complete branch details for Bandhan Bank Limited, CHACHYA branch, located in CHACHYA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001287. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001287 for Bandhan Bank Limited – CHACHYA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001287 is the IFSC of Bandhan Bank Limited's CHACHYA branch. The format is fixed: BDBL = bank code, 0 = reserved, 001287 = branch identifier.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chachya branch in Chachya, Uttar Pradesh is part of this network and uses the IFSC code BDBL0001287 for all electronic settlement.
About the Chachya branch
The Chachya branch of Bandhan Bank Limited is situated at VILL CHACHYA, P.O. CHACHYA, DIST. BALLIA, UTTAR PRADESH. PIN-221711. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001287 is used.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Chachya |
| IFSC Code | BDBL0001287 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL CHACHYA, P.O. CHACHYA, DIST. BALLIA, UTTAR PRADESH. PIN-221711 |
| City | Chachya |
| District | Ballia |
| State | Uttar Pradesh |
| Phone | 6289512871 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHACHYA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001287 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001287 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001287 and the account number together uniquely identify the Chachya branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0001287
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001287 across all three.
How to use IFSC BDBL0001287 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's CHACHYA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001287.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as CHACHYA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001287
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – CHACHYA, ensure your bank's portal accepts IFSC BDBL0001287 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited CHACHYA (IFSC BDBL0001287)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001287 in your mobile or internet banking app, and the money is credited to the CHACHYA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001287 for Bandhan Bank Limited – CHACHYA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001287 | Yes – BDBL0001287 | Yes – BDBL0001287 |
For most retail customers crediting the Chachya branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's CHACHYA branch, the IFSC BDBL0001287 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chachya branch is mapped to IFSC BDBL0001287 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001287.
Products and services
Customers walking into the Chachya branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001287
Online banking and IFSC BDBL0001287
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHACHYA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001287 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chachya branch sits at VILL CHACHYA, P.O. CHACHYA, DIST. BALLIA, UTTAR PRADESH. PIN-221711. If you are travelling from outside Chachya, search for the branch on a maps application using the bank name and locality, or call 6289512871 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001287 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – CHACHYA:
- The IFSC is exactly BDBL0001287 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and CHACHYA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chachya are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001287 continue to work without interruption.
Verifying IFSC BDBL0001287 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001287 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6289512871.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedChachya Branch
VILL CHACHYA, P.O. CHACHYA, DIST. BALLIA, UTTAR PRADESH. PIN-221711
Chachya, Uttar Pradesh
Phone: 6289512871
IFSC: BDBL0001287
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chachya branch but serve different purposes.
What is the IFSC code of Bandhan Bank Limited Chachya branch?
The IFSC code of Bandhan Bank Limited, Chachya branch is BDBL0001287. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BDBL0001287 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Chachya reflect within 30 minutes.
How do I add Bandhan Bank Limited Chachya as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001287, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001287 valid for NEFT and RTGS?
Yes. IFSC BDBL0001287 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bandhan Bank Limited Chachya branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6289512871 to confirm.
What is the phone number of Bandhan Bank Limited Chachya branch?
You can reach the branch at 6289512871 during regular banking hours.
Is IFSC BDBL0001287 the same for all accounts at Chachya branch?
Yes. The IFSC BDBL0001287 is shared by every account held at Bandhan Bank Limited's Chachya branch. Only the account number changes from customer to customer.
Summary
The IFSC code BDBL0001287 belongs to Bandhan Bank Limited's CHACHYA branch, located at VILL CHACHYA, P.O. CHACHYA, DIST. BALLIA, UTTAR PRADESH. PIN-221711 in CHACHYA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
