Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BYTCO POINT, NASHIK branch in BYTCO POINT, NASHIK, MAHARASHTRA. The branch's IFSC code BDBL0002075 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's BYTCO POINT, NASHIK branch, the IFSC BDBL0002075 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002075 identifies this particular branch.
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bytco Point, Nashik branch in Bytco Point, Nashik, Maharashtra is part of this network and uses the IFSC code BDBL0002075 for all electronic settlement.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Bytco Point, Nashik |
| IFSC Code | BDBL0002075 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 2 3, GROUND FLOOR, PRATIK ARCADE, BYTCO POINT, NASHIK ROAD, NASHIK - 422 101, MAHARASHTRA |
| City | Bytco Point, Nashik |
| District | Nashik |
| State | Maharashtra |
| Phone | 9748020751 |
About this branch
The branch is located at SHOP NO. 2 3, GROUND FLOOR, PRATIK ARCADE, BYTCO POINT, NASHIK ROAD, NASHIK - 422 101, MAHARASHTRA. It serves the Bytco Point, Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002075 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's BYTCO POINT, NASHIK branch came to be assigned the code BDBL0002075.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002075, money simply cannot be routed to the BYTCO POINT, NASHIK branch electronically.
Account types you can open at the Bytco Point, Nashik branch
Once you have an account at Bandhan Bank Limited – BYTCO POINT, NASHIK, the IFSC BDBL0002075 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bytco Point, Nashik branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002075
How to transfer money using IFSC BDBL0002075
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002075 across all three.
How to use IFSC BDBL0002075 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's BYTCO POINT, NASHIK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002075.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as BYTCO POINT, NASHIK.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002075
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – BYTCO POINT, NASHIK, ensure your bank's portal accepts IFSC BDBL0002075 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – BYTCO POINT, NASHIK, use IMPS. With IFSC BDBL0002075 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002075 for Bandhan Bank Limited – BYTCO POINT, NASHIK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002075 | Yes – BDBL0002075 | Yes – BDBL0002075 |
For most retail customers crediting the Bytco Point, Nashik branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's BYTCO POINT, NASHIK branch, the IFSC BDBL0002075 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BDBL0002075
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BYTCO POINT, NASHIK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002075 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bytco Point, Nashik branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002075 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – BYTCO POINT, NASHIK:
- The IFSC is exactly BDBL0002075 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and BYTCO POINT, NASHIK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bytco Point, Nashik branch sits at SHOP NO. 2 3, GROUND FLOOR, PRATIK ARCADE, BYTCO POINT, NASHIK ROAD, NASHIK - 422 101, MAHARASHTRA. If you are travelling from outside Bytco Point, Nashik, search for the branch on a maps application using the bank name and locality, or call 9748020751 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002075 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002075 for Bandhan Bank Limited – BYTCO POINT, NASHIK, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bytco Point, Nashik branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002075, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedBytco Point, Nashik Branch
SHOP NO. 2 3, GROUND FLOOR, PRATIK ARCADE, BYTCO POINT, NASHIK ROAD, NASHIK - 422 101, MAHARASHTRA
Bytco Point, Nashik, Maharashtra
Phone: 9748020751
IFSC: BDBL0002075
Frequently asked questions
What is the phone number of Bandhan Bank Limited Bytco Point, Nashik branch?
You can reach the branch at 9748020751 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bytco Point, Nashik branch but serve different purposes.
How quickly will an NEFT transfer using BDBL0002075 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Bytco Point, Nashik reflect within 30 minutes.
Is IFSC BDBL0002075 the same for all accounts at Bytco Point, Nashik branch?
Yes. The IFSC BDBL0002075 is shared by every account held at Bandhan Bank Limited's Bytco Point, Nashik branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Bytco Point, Nashik branch located?
Bandhan Bank Limited's Bytco Point, Nashik branch is located at SHOP NO. 2 3, GROUND FLOOR, PRATIK ARCADE, BYTCO POINT, NASHIK ROAD, NASHIK - 422 101, MAHARASHTRA, Bytco Point, Nashik, Maharashtra.
What is the IFSC code of Bandhan Bank Limited Bytco Point, Nashik branch?
The IFSC code of Bandhan Bank Limited, Bytco Point, Nashik branch is BDBL0002075. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BDBL0002075 belongs to Bandhan Bank Limited's BYTCO POINT, NASHIK branch, located at SHOP NO. 2 3, GROUND FLOOR, PRATIK ARCADE, BYTCO POINT, NASHIK ROAD, NASHIK… in BYTCO POINT, NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
