Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BILASPUR branch in BILASPUR, CHATTISGARH. The branch's IFSC code BDBL0001447 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001447 is the IFSC of Bandhan Bank Limited's BILASPUR branch. The format is fixed: BDBL = bank code, 0 = reserved, 001447 = branch identifier.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bilaspur branch — IFSC BDBL0001447 — extends the bank's services to customers in and around Bilaspur, Chattisgarh.
About this branch
The branch is located at RAO TRADE CENTRE,NEAR VALRAJ PETROL PUMP,LINK ROAD,CIVIL LINES,BILASPUR,,CHHATTISGARH, PIN - 495001. It serves the Bilaspur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001447 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Bilaspur |
| IFSC Code | BDBL0001447 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAO TRADE CENTRE,NEAR VALRAJ PETROL PUMP,LINK ROAD,CIVIL LINES,BILASPUR,,CHHATTISGARH, PIN - 495001 |
| City | Bilaspur |
| District | Bilaspur |
| State | Chattisgarh |
| Phone | 8085214471 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BILASPUR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001447 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001447 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001447 and the account number together uniquely identify the Bilaspur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0001447
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001447 across all three.
NEFT to Bandhan Bank Limited, BILASPUR using IFSC BDBL0001447
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001447, and confirm that the system picks up Bandhan Bank Limited – BILASPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BILASPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's BILASPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001447 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – BILASPUR, use IMPS. With IFSC BDBL0001447 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001447 for Bandhan Bank Limited – BILASPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001447 | Yes – BDBL0001447 | Yes – BDBL0001447 |
For most retail customers crediting the Bilaspur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's BILASPUR branch, the IFSC BDBL0001447 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bilaspur branch is mapped to IFSC BDBL0001447 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001447.
Banking services available
The Bilaspur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8085214471.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001447
Online banking and IFSC BDBL0001447
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BILASPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001447 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bilaspur branch sits at RAO TRADE CENTRE,NEAR VALRAJ PETROL PUMP,LINK ROAD,CIVIL LINES,BILASPUR,,CHHATTISGARH, PIN - 495001. If you are travelling from outside Bilaspur, search for the branch on a maps application using the bank name and locality, or call 8085214471 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001447 and your account number.
Common mistakes to avoid when using IFSC BDBL0001447
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – BILASPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001447. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bilaspur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001447 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001447 for Bandhan Bank Limited – BILASPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bandhan Bank LimitedBilaspur Branch
RAO TRADE CENTRE,NEAR VALRAJ PETROL PUMP,LINK ROAD,CIVIL LINES,BILASPUR,,CHHATTISGARH, PIN - 495001
Bilaspur, Chattisgarh
Phone: 8085214471
IFSC: BDBL0001447
Frequently asked questions
How do I add Bandhan Bank Limited Bilaspur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001447, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001447 valid for NEFT and RTGS?
Yes. IFSC BDBL0001447 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Bilaspur branch located?
Bandhan Bank Limited's Bilaspur branch is located at RAO TRADE CENTRE,NEAR VALRAJ PETROL PUMP,LINK ROAD,CIVIL LINES,BILASPUR,,CHHATTISGARH, PIN - 495001, Bilaspur, Chattisgarh.
How quickly will an NEFT transfer using BDBL0001447 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Bilaspur reflect within 30 minutes.
Does Bandhan Bank Limited Bilaspur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8085214471 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bilaspur branch but serve different purposes.
Is IFSC BDBL0001447 the same for all accounts at Bilaspur branch?
Yes. The IFSC BDBL0001447 is shared by every account held at Bandhan Bank Limited's Bilaspur branch. Only the account number changes from customer to customer.
Summary
The IFSC code BDBL0001447 belongs to Bandhan Bank Limited's BILASPUR branch, located at RAO TRADE CENTRE,NEAR VALRAJ PETROL PUMP,LINK ROAD,CIVIL… in BILASPUR, CHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
