IFSC Code of Bandhan Bank Limited, Siripur Branch Bhubaneshwar Branch, Odisha

If you are searching for the IFSC code of Bandhan Bank Limited, SIRIPUR BRANCH BHUBANESHWAR branch in BHUBANESWAR, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BDBL0002381. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIRIPUR BRANCH BHUBANESHWAR branch, and detailed step-by-step guides for using the IFSC BDBL0002381 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BDBL0002381 is the IFSC of Bandhan Bank Limited's SIRIPUR BRANCH BHUBANESHWAR branch. The format is fixed: BDBL = bank code, 0 = reserved, 002381 = branch identifier.

Branch details at a glance

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Siripur Branch Bhubaneshwar branch — IFSC BDBL0002381 — extends the bank's services to customers in and around Bhubaneswar, Odisha.

About this branch

The branch is located at AP TOWER,384-385 PAIK NAGAR,AZAD MARG,DELTA SQUARE,PS.- NAYAPALI,DIST. KHURDA BHUBANESWAR -751003. It serves the Bhubaneswar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002381 is used to identify this branch on the RBI payments network.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SIRIPUR BRANCH BHUBANESHWAR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002381 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002381 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BDBL0002381

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002381 across all three.

NEFT to Bandhan Bank Limited, SIRIPUR BRANCH BHUBANESHWAR using IFSC BDBL0002381

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002381, and confirm that the system picks up Bandhan Bank Limited – SIRIPUR BRANCH BHUBANESHWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIRIPUR BRANCH BHUBANESHWAR

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's SIRIPUR BRANCH BHUBANESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002381 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bandhan Bank Limited – SIRIPUR BRANCH BHUBANESHWAR, use IMPS. With IFSC BDBL0002381 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Siripur Branch Bhubaneshwar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002381:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIRIPUR BRANCH BHUBANESHWAR is still linked to IFSC BDBL0002381.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's SIRIPUR BRANCH BHUBANESHWAR branch, the IFSC BDBL0002381 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Siripur Branch Bhubaneshwar branch is mapped to IFSC BDBL0002381 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002381.

Banking services available

The Siripur Branch Bhubaneshwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9230523811.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002381

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002381 and the account number together uniquely identify the Siripur Branch Bhubaneshwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BDBL0002381

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SIRIPUR BRANCH BHUBANESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002381 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BDBL0002381

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – SIRIPUR BRANCH BHUBANESHWAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002381.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Siripur Branch Bhubaneshwar branch sits at AP TOWER,384-385 PAIK NAGAR,AZAD MARG,DELTA SQUARE,PS.- NAYAPALI,DIST. KHURDA BHUBANESWAR -751003. If you are travelling from outside Bhubaneswar, search for the branch on a maps application using the bank name and locality, or call 9230523811 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002381 and your account number.

Verifying IFSC BDBL0002381 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002381 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9230523811.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Siripur Branch Bhubaneshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002381 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002381 belongs to Bandhan Bank Limited's SIRIPUR BRANCH BHUBANESHWAR branch, located at AP TOWER,384-385 PAIK NAGAR,AZAD MARG,DELTA SQUARE,PS.- NAYAPALI,DIST. KHURDA… in BHUBANESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.