IFSC Code of Bandhan Bank Limited, Itarsi Branch Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's ITARSI BRANCH branch in BHOPAL, MADHYA PRADESH. The branch's IFSC code BDBL0002234 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bandhan Bank Limited's ITARSI BRANCH branch, the IFSC BDBL0002234 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002234 identifies this particular branch.

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Itarsi Branch branch in Bhopal, Madhya Pradesh is part of this network and uses the IFSC code BDBL0002234 for all electronic settlement.

Branch details at a glance

About the Itarsi Branch branch

The Itarsi Branch branch of Bandhan Bank Limited is situated at GROUND FLOOR, 11TH LINE, WARD NO 31,NEAR TALAB, ITARSI, DIST- NARMADAPURAM HOSHANGABAD ,MADHYA PRADESH-461111.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002234 is used.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ITARSI BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002234 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002234 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Itarsi Branch branch is mapped to IFSC BDBL0002234 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002234.

Products and services

Customers walking into the Itarsi Branch branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002234

How to transfer money using IFSC BDBL0002234

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002234 across all three.

NEFT to Bandhan Bank Limited, ITARSI BRANCH using IFSC BDBL0002234

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002234, and confirm that the system picks up Bandhan Bank Limited – ITARSI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ITARSI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's ITARSI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002234 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bandhan Bank Limited – ITARSI BRANCH, use IMPS. With IFSC BDBL0002234 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002234 for Bandhan Bank Limited – ITARSI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Itarsi Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002234

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – ITARSI BRANCH is still mapped to IFSC BDBL0002234. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002234 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BDBL0002234

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ITARSI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002234 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Itarsi Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – ITARSI BRANCH:

• The IFSC is exactly BDBL0002234 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and ITARSI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Itarsi Branch branch

The branch is located at GROUND FLOOR, 11TH LINE, WARD NO 31,NEAR TALAB, ITARSI, DIST- NARMADAPURAM HOSHANGABAD ,MADHYA PRADESH-461111., which puts it inside Bhopal, the broader Hoshangabad district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Itarsi Branch branch” — the verified location pin for IFSC BDBL0002234 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8981722341 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002234 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0002234 for Bandhan Bank Limited – ITARSI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Itarsi Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002234, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002234 belongs to Bandhan Bank Limited's ITARSI BRANCH branch, located at GROUND FLOOR, 11TH LINE, WARD NO 31,NEAR TALAB, ITARSI, DIST- NARMADAPURAM … in BHOPAL, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.