IFSC Code of Bandhan Bank Limited, Gulmohar Colony Branch Bhopal Branch, Madhya Pradesh

If you are searching for the IFSC code of Bandhan Bank Limited, GULMOHAR COLONY BRANCH BHOPAL branch in BHOPAL, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BDBL0002498. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GULMOHAR COLONY BRANCH BHOPAL branch, and detailed step-by-step guides for using the IFSC BDBL0002498 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BDBL0002498 is the IFSC of Bandhan Bank Limited's GULMOHAR COLONY BRANCH BHOPAL branch. The format is fixed: BDBL = bank code, 0 = reserved, 002498 = branch identifier.

Branch details at a glance

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Gulmohar Colony Branch Bhopal branch — IFSC BDBL0002498 — extends the bank's services to customers in and around Bhopal, Madhya Pradesh.

Gulmohar Colony Branch Bhopal branch overview

Located at GROUND FLOOR, 390, TRILANGA MAIN ROAD,GULMOHAR COLONY,SHAHPURA, DIST - BHOPAL , STATE - MADHYA PRADESH , PIN - 462039, the Gulmohar Colony Branch Bhopal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002498 is required for all interbank electronic transfers routed through this branch.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GULMOHAR COLONY BRANCH BHOPAL of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002498 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002498 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC BDBL0002498

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002498 across all three.

NEFT to Bandhan Bank Limited, GULMOHAR COLONY BRANCH BHOPAL using IFSC BDBL0002498

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002498, and confirm that the system picks up Bandhan Bank Limited – GULMOHAR COLONY BRANCH BHOPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GULMOHAR COLONY BRANCH BHOPAL

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's GULMOHAR COLONY BRANCH BHOPAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002498 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited GULMOHAR COLONY BRANCH BHOPAL (IFSC BDBL0002498)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002498 in your mobile or internet banking app, and the money is credited to the GULMOHAR COLONY BRANCH BHOPAL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002498 for Bandhan Bank Limited – GULMOHAR COLONY BRANCH BHOPAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gulmohar Colony Branch Bhopal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002498

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – GULMOHAR COLONY BRANCH BHOPAL is still mapped to IFSC BDBL0002498. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002498 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Gulmohar Colony Branch Bhopal branch is mapped to IFSC BDBL0002498 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002498.

Products and services

Customers walking into the Gulmohar Colony Branch Bhopal branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002498

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002498 and the account number together uniquely identify the Gulmohar Colony Branch Bhopal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BDBL0002498

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GULMOHAR COLONY BRANCH BHOPAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002498 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – GULMOHAR COLONY BRANCH BHOPAL:

• The IFSC is exactly BDBL0002498 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and GULMOHAR COLONY BRANCH BHOPAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Gulmohar Colony Branch Bhopal branch

The branch is located at GROUND FLOOR, 390, TRILANGA MAIN ROAD,GULMOHAR COLONY,SHAHPURA, DIST - BHOPAL , STATE - MADHYA PRADESH , PIN - 462039, which puts it inside Bhopal, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Gulmohar Colony Branch Bhopal branch” — the verified location pin for IFSC BDBL0002498 should appear at the top of the results.
2. Confirm the branch is open by calling 8697624981 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002498 and your account number.

Verifying IFSC BDBL0002498 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002498 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8697624981.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Gulmohar Colony Branch Bhopal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002498 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002498 is the IFSC code of Bandhan Bank Limited, GULMOHAR COLONY BRANCH BHOPAL branch, in BHOPAL, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.