IFSC Code of Bandhan Bank Limited, Arya Samaj More Branch Kankinara Branch, West Bengal

If you are searching for the IFSC code of Bandhan Bank Limited, ARYA SAMAJ MORE BRANCH KANKINARA branch in BHATPARA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0002270. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARYA SAMAJ MORE BRANCH KANKINARA branch, and detailed step-by-step guides for using the IFSC BDBL0002270 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BDBL0002270 is the IFSC of Bandhan Bank Limited's ARYA SAMAJ MORE BRANCH KANKINARA branch. The format is fixed: BDBL = bank code, 0 = reserved, 002270 = branch identifier.

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Arya Samaj More Branch Kankinara branch — IFSC BDBL0002270 — extends the bank's services to customers in and around Bhatpara, West Bengal.

Arya Samaj More Branch Kankinara branch overview

Located at HOLDING NO - 8 , BL NO - 14 , ARYA SAMAJ ROAD , KAKINARA , BHATPARA (M) , DIST - NORTH 24 PARGANAS , STATE - WEST BENGAL , PIN - 743216, the Arya Samaj More Branch Kankinara branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002270 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARYA SAMAJ MORE BRANCH KANKINARA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002270 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002270 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Arya Samaj More Branch Kankinara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002270 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC BDBL0002270

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002270 across all three.

How to use IFSC BDBL0002270 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's ARYA SAMAJ MORE BRANCH KANKINARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0002270.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as ARYA SAMAJ MORE BRANCH KANKINARA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BDBL0002270

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – ARYA SAMAJ MORE BRANCH KANKINARA, ensure your bank's portal accepts IFSC BDBL0002270 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bandhan Bank Limited ARYA SAMAJ MORE BRANCH KANKINARA (IFSC BDBL0002270)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002270 in your mobile or internet banking app, and the money is credited to the ARYA SAMAJ MORE BRANCH KANKINARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Arya Samaj More Branch Kankinara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002270:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ARYA SAMAJ MORE BRANCH KANKINARA is still linked to IFSC BDBL0002270.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's ARYA SAMAJ MORE BRANCH KANKINARA branch, the IFSC BDBL0002270 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Arya Samaj More Branch Kankinara branch is mapped to IFSC BDBL0002270 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002270.

Banking services available

The Arya Samaj More Branch Kankinara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9230522701.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002270

Digital banking channels

Most day-to-day work that customers used to do at the Arya Samaj More Branch Kankinara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002270 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Arya Samaj More Branch Kankinara branch

The branch is located at HOLDING NO - 8 , BL NO - 14 , ARYA SAMAJ ROAD , KAKINARA , BHATPARA (M) , DIST - NORTH 24 PARGANAS , STATE - WEST BENGAL , PIN - 743216, which puts it inside Bhatpara, the broader North Twenty Four Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Arya Samaj More Branch Kankinara branch” — the verified location pin for IFSC BDBL0002270 should appear at the top of the results.
2. Confirm the branch is open by calling 9230522701 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002270 and your account number.

Common mistakes to avoid when using IFSC BDBL0002270

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – ARYA SAMAJ MORE BRANCH KANKINARA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002270.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Arya Samaj More Branch Kankinara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002270, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0002270 for Bandhan Bank Limited – ARYA SAMAJ MORE BRANCH KANKINARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002270 belongs to Bandhan Bank Limited's ARYA SAMAJ MORE BRANCH KANKINARA branch, located at HOLDING NO - 8 , BL NO - 14 , ARYA SAMAJ ROAD , KAKINARA , BHATPARA (M) , DIST… in BHATPARA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.