Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BHAGWANPUR branch in BHAGWANPUR, BIHAR. The branch's IFSC code BDBL0001430 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001430 is the IFSC of Bandhan Bank Limited's BHAGWANPUR branch. The format is fixed: BDBL = bank code, 0 = reserved, 001430 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Bhagwanpur branch in Bhagwanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001430.
About the Bhagwanpur branch
The Bhagwanpur branch of Bandhan Bank Limited is situated at VILL.RUSULPUR SOHAWAN, OPP. SBI, P.O. BHAGWANPUR,DIST. VAISHALI , BIHAR, PIN - 844114. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0001430 is used.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Bhagwanpur |
| IFSC Code | BDBL0001430 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL.RUSULPUR SOHAWAN, OPP. SBI, P.O. BHAGWANPUR,DIST. VAISHALI , BIHAR, PIN - 844114 |
| City | Bhagwanpur |
| District | Vaishali |
| State | Bihar |
| Phone | 9546514301 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's BHAGWANPUR branch came to be assigned the code BDBL0001430.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001430, money simply cannot be routed to the BHAGWANPUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001430 and the account number together uniquely identify the Bhagwanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0001430
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001430 across all three.
NEFT to Bandhan Bank Limited, BHAGWANPUR using IFSC BDBL0001430
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001430, and confirm that the system picks up Bandhan Bank Limited – BHAGWANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0001430
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – BHAGWANPUR, ensure your bank's portal accepts IFSC BDBL0001430 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited BHAGWANPUR (IFSC BDBL0001430)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001430 in your mobile or internet banking app, and the money is credited to the BHAGWANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001430 for Bandhan Bank Limited – BHAGWANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001430 | Yes – BDBL0001430 | Yes – BDBL0001430 |
For most retail customers crediting the Bhagwanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001430
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BHAGWANPUR is still mapped to IFSC BDBL0001430. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001430 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bhagwanpur branch is mapped to IFSC BDBL0001430 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001430.
Products and services
Customers walking into the Bhagwanpur branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001430
Digital banking channels
Most day-to-day work that customers used to do at the Bhagwanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001430 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Bhagwanpur branch
The branch is located at VILL.RUSULPUR SOHAWAN, OPP. SBI, P.O. BHAGWANPUR,DIST. VAISHALI , BIHAR, PIN - 844114, which puts it inside Bhagwanpur, the broader Vaishali district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Bhagwanpur branch” — the verified location pin for IFSC BDBL0001430 should appear at the top of the results.
- Confirm the branch is open by calling 9546514301 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001430 and your account number.
Common mistakes to avoid when using IFSC BDBL0001430
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – BHAGWANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001430. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Bhagwanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001430 continue to work without interruption.
Verifying IFSC BDBL0001430 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001430 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9546514301.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedBhagwanpur Branch
VILL.RUSULPUR SOHAWAN, OPP. SBI, P.O. BHAGWANPUR,DIST. VAISHALI , BIHAR, PIN - 844114
Bhagwanpur, Bihar
Phone: 9546514301
IFSC: BDBL0001430
Frequently asked questions
Can I use IFSC BDBL0001430 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001430 to send funds instantly.
Is IFSC BDBL0001430 valid for NEFT and RTGS?
Yes. IFSC BDBL0001430 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bandhan Bank Limited Bhagwanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001430, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001430 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Bhagwanpur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhagwanpur branch but serve different purposes.
Does Bandhan Bank Limited Bhagwanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9546514301 to confirm.
Is IFSC BDBL0001430 the same for all accounts at Bhagwanpur branch?
Yes. The IFSC BDBL0001430 is shared by every account held at Bandhan Bank Limited's Bhagwanpur branch. Only the account number changes from customer to customer.
What is the phone number of Bandhan Bank Limited Bhagwanpur branch?
You can reach the branch at 9546514301 during regular banking hours.
Summary
The IFSC code BDBL0001430 belongs to Bandhan Bank Limited's BHAGWANPUR branch, located at VILL.RUSULPUR SOHAWAN, OPP. SBI, P.O. BHAGWANPUR,DIST. VAISHALI , BIHAR, PIN… in BHAGWANPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
