IFSC Code of Bandhan Bank Limited, College Road Branch Barnala Branch, Punjab

If you are searching for the IFSC code of Bandhan Bank Limited, COLLEGE ROAD BRANCH BARNALA branch in BARNALA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is BDBL0002332. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the COLLEGE ROAD BRANCH BARNALA branch, and detailed step-by-step guides for using the IFSC BDBL0002332 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bandhan Bank Limited's COLLEGE ROAD BRANCH BARNALA branch, the IFSC BDBL0002332 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002332 identifies this particular branch.

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its College Road Branch Barnala branch in Barnala, Punjab is part of this network and uses the IFSC code BDBL0002332 for all electronic settlement.

Branch details at a glance

College Road Branch Barnala branch overview

Located at PREMISES NO B.1238/13,OPP GAUSHALA,PAKKACOLLEGE ROAD, BARNALA 148101, DISTT BARNALA, PUNJAB, the College Road Branch Barnala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002332 is required for all interbank electronic transfers routed through this branch.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COLLEGE ROAD BRANCH BARNALA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002332 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002332 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the College Road Branch Barnala branch is mapped to IFSC BDBL0002332 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002332.

Banking services available

The College Road Branch Barnala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9831423321.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002332

How to transfer money using IFSC BDBL0002332

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002332 across all three.

How to use IFSC BDBL0002332 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's COLLEGE ROAD BRANCH BARNALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0002332.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as COLLEGE ROAD BRANCH BARNALA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to COLLEGE ROAD BRANCH BARNALA

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's COLLEGE ROAD BRANCH BARNALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002332 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited COLLEGE ROAD BRANCH BARNALA (IFSC BDBL0002332)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002332 in your mobile or internet banking app, and the money is credited to the COLLEGE ROAD BRANCH BARNALA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002332 for Bandhan Bank Limited – COLLEGE ROAD BRANCH BARNALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the College Road Branch Barnala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002332

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – COLLEGE ROAD BRANCH BARNALA is still mapped to IFSC BDBL0002332. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002332 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the College Road Branch Barnala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002332 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the College Road Branch Barnala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002332 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – COLLEGE ROAD BRANCH BARNALA:

• The IFSC is exactly BDBL0002332 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and COLLEGE ROAD BRANCH BARNALA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The College Road Branch Barnala branch sits at PREMISES NO B.1238/13,OPP GAUSHALA,PAKKACOLLEGE ROAD, BARNALA 148101, DISTT BARNALA, PUNJAB. If you are travelling from outside Barnala, search for the branch on a maps application using the bank name and locality, or call 9831423321 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002332 and your account number.

Verifying IFSC BDBL0002332 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002332 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9831423321.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The College Road Branch Barnala branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002332, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002332 belongs to Bandhan Bank Limited's COLLEGE ROAD BRANCH BARNALA branch, located at PREMISES NO B.1238/13,OPP GAUSHALA,PAKKACOLLEGE ROAD, BARNALA 148101, DISTT… in BARNALA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.