If you are searching for the IFSC code of Bandhan Bank Limited, BARASAT branch in BARASAT, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0001012. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BARASAT branch, and detailed step-by-step guides for using the IFSC BDBL0001012 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bandhan Bank Limited's BARASAT branch, the IFSC BDBL0001012 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 001012 identifies this particular branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Barasat |
| IFSC Code | BDBL0001012 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST. FLOOR, 44, KRISHNANAGAR ROAD, SUDHA APARTMENT, P.O. NABAPALLY, NORTH 24 PARGANAS, WEST BENGAL, PIN - 700126 |
| City | Barasat |
| District | North 24 Parganas |
| State | West Bengal |
| Phone | 9874710121 |
About the bank
Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barasat branch in Barasat, West Bengal is part of this network and uses the IFSC code BDBL0001012 for all electronic settlement.
About this branch
The branch is located at 1ST. FLOOR, 44, KRISHNANAGAR ROAD, SUDHA APARTMENT, P.O. NABAPALLY, NORTH 24 PARGANAS, WEST BENGAL, PIN - 700126. It serves the Barasat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001012 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARASAT of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001012 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0001012
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001012 across all three.
NEFT to Bandhan Bank Limited, BARASAT using IFSC BDBL0001012
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001012, and confirm that the system picks up Bandhan Bank Limited – BARASAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BARASAT
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's BARASAT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001012 while initiating the transfer and the credit will appear within minutes.
IMPS to Bandhan Bank Limited BARASAT (IFSC BDBL0001012)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001012 in your mobile or internet banking app, and the money is credited to the BARASAT branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Barasat
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0001012:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARASAT is still linked to IFSC BDBL0001012.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0001012
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BARASAT is still mapped to IFSC BDBL0001012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001012 and the beneficiary's account number to complete the transfer.
Account types you can open at the Barasat branch
Once you have an account at Bandhan Bank Limited – BARASAT, the IFSC BDBL0001012 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Barasat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9874710121.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001012
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001012 and the account number together uniquely identify the Barasat branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Barasat branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BDBL0001012
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – BARASAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0001012. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Barasat branch
The branch is located at 1ST. FLOOR, 44, KRISHNANAGAR ROAD, SUDHA APARTMENT, P.O. NABAPALLY, NORTH 24 PARGANAS, WEST BENGAL, PIN - 700126, which puts it inside Barasat, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Barasat branch” — the verified location pin for IFSC BDBL0001012 should appear at the top of the results.
- Confirm the branch is open by calling 9874710121 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001012 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001012 for Bandhan Bank Limited – BARASAT, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Barasat are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001012 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedBarasat Branch
1ST. FLOOR, 44, KRISHNANAGAR ROAD, SUDHA APARTMENT, P.O. NABAPALLY, NORTH 24 PARGANAS, WEST BENGAL, PIN - 700126
Barasat, West Bengal
Phone: 9874710121
IFSC: BDBL0001012
Frequently asked questions
Is IFSC BDBL0001012 valid for NEFT and RTGS?
Yes. IFSC BDBL0001012 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bandhan Bank Limited Barasat branch located?
Bandhan Bank Limited's Barasat branch is located at 1ST. FLOOR, 44, KRISHNANAGAR ROAD, SUDHA APARTMENT, P.O. NABAPALLY, NORTH 24 PARGANAS, WEST BENGAL, PIN - 700126, Barasat, West Bengal.
How do I add Bandhan Bank Limited Barasat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001012, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bandhan Bank Limited Barasat branch?
You can reach the branch at 9874710121 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barasat branch but serve different purposes.
Can I use IFSC BDBL0001012 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001012 to send funds instantly.
How quickly will an NEFT transfer using BDBL0001012 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Barasat reflect within 30 minutes.
Is IFSC BDBL0001012 the same for all accounts at Barasat branch?
Yes. The IFSC BDBL0001012 is shared by every account held at Bandhan Bank Limited's Barasat branch. Only the account number changes from customer to customer.
Summary
The IFSC code BDBL0001012 belongs to Bandhan Bank Limited's BARASAT branch, located at 1ST. FLOOR, 44, KRISHNANAGAR ROAD, SUDHA APARTMENT, P.O. NABAPALLY, NORTH 24… in BARASAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
