If you are searching for the IFSC code of Bandhan Bank Limited, INDUS BRANCH branch in BANKURA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0002358. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the INDUS BRANCH branch, and detailed step-by-step guides for using the IFSC BDBL0002358 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – INDUS BRANCH is BDBL0002358. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002358 map to this branch in BANKURA, WEST BENGAL.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Indus Branch branch — IFSC BDBL0002358 — extends the bank's services to customers in and around Bankura, West Bengal.
About this branch
The branch is located at FIRST FLOOR,VILL.PO-INDAS PS-INDAS,DIST.-BANKURA PIN-722205,WEST BENGAL.. It serves the Bankura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002358 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Indus Branch |
| IFSC Code | BDBL0002358 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR,VILL.PO-INDAS PS-INDAS,DIST.-BANKURA PIN-722205,WEST BENGAL. |
| City | Bankura |
| District | Bankura |
| State | West Bengal |
| Phone | 9230523581 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDUS BRANCH of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002358 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002358 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002358 and the account number together uniquely identify the Indus Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002358
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002358 across all three.
NEFT to Bandhan Bank Limited, INDUS BRANCH using IFSC BDBL0002358
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002358, and confirm that the system picks up Bandhan Bank Limited – INDUS BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BDBL0002358
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – INDUS BRANCH, ensure your bank's portal accepts IFSC BDBL0002358 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited INDUS BRANCH (IFSC BDBL0002358)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002358 in your mobile or internet banking app, and the money is credited to the INDUS BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002358 for Bandhan Bank Limited – INDUS BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002358 | Yes – BDBL0002358 | Yes – BDBL0002358 |
For most retail customers crediting the Indus Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0002358
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – INDUS BRANCH is still mapped to IFSC BDBL0002358. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002358 and the beneficiary's account number to complete the transfer.
Account types you can open at the Indus Branch branch
Once you have an account at Bandhan Bank Limited – INDUS BRANCH, the IFSC BDBL0002358 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Indus Branch branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002358
Digital banking channels
Most day-to-day work that customers used to do at the Indus Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002358 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Indus Branch branch sits at FIRST FLOOR,VILL.PO-INDAS PS-INDAS,DIST.-BANKURA PIN-722205,WEST BENGAL.. If you are travelling from outside Bankura, search for the branch on a maps application using the bank name and locality, or call 9230523581 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002358 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – INDUS BRANCH:
- The IFSC is exactly BDBL0002358 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and INDUS BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Indus Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002358 continue to work without interruption.
Verifying IFSC BDBL0002358 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002358 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9230523581.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedIndus Branch Branch
FIRST FLOOR,VILL.PO-INDAS PS-INDAS,DIST.-BANKURA PIN-722205,WEST BENGAL.
Bankura, West Bengal
Phone: 9230523581
IFSC: BDBL0002358
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Indus Branch branch but serve different purposes.
Is IFSC BDBL0002358 the same for all accounts at Indus Branch branch?
Yes. The IFSC BDBL0002358 is shared by every account held at Bandhan Bank Limited's Indus Branch branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Indus Branch branch?
The IFSC code of Bandhan Bank Limited, Indus Branch branch is BDBL0002358. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bandhan Bank Limited Indus Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002358, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bandhan Bank Limited Indus Branch branch?
You can reach the branch at 9230523581 during regular banking hours.
Does Bandhan Bank Limited Indus Branch branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9230523581 to confirm.
Can I use IFSC BDBL0002358 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002358 to send funds instantly.
How quickly will an NEFT transfer using BDBL0002358 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Indus Branch reflect within 30 minutes.
Summary
The IFSC code BDBL0002358 belongs to Bandhan Bank Limited's INDUS BRANCH branch, located at FIRST FLOOR,VILL.PO-INDAS PS-INDAS,DIST.-BANKURA PIN-722205,WEST BENGAL. in BANKURA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
