IFSC Code of Bandhan Bank Limited, Bamongachi Branch, West Bengal

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BAMONGACHI branch in BAMONGACHI, WEST BENGAL. The branch's IFSC code BDBL0002172 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – BAMONGACHI is BDBL0002172. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002172 map to this branch in BAMONGACHI, WEST BENGAL.

Branch details at a glance

About the bank

Bandhan Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bamongachi branch in Bamongachi, West Bengal is part of this network and uses the IFSC code BDBL0002172 for all electronic settlement.

Bamongachi branch overview

Located at FIRST FLOOR, BAMANGACHI, LANDMARK - OPPOSITE OF BANK OF LNDIA, PO BAMANGACHI, PS DUTTAPUKUR, DIST NORTH 24TH PRGNS , WB PIN-743248, the Bamongachi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002172 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's BAMONGACHI branch came to be assigned the code BDBL0002172.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002172, money simply cannot be routed to the BAMONGACHI branch electronically.

How to transfer money using IFSC BDBL0002172

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002172 across all three.

NEFT to Bandhan Bank Limited, BAMONGACHI using IFSC BDBL0002172

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002172, and confirm that the system picks up Bandhan Bank Limited – BAMONGACHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BAMONGACHI

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's BAMONGACHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002172 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited BAMONGACHI (IFSC BDBL0002172)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002172 in your mobile or internet banking app, and the money is credited to the BAMONGACHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bamongachi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002172:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAMONGACHI is still linked to IFSC BDBL0002172.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BDBL0002172

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BAMONGACHI is still mapped to IFSC BDBL0002172. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002172 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bamongachi branch is mapped to IFSC BDBL0002172 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BDBL0002172.

Banking services available

The Bamongachi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8100721631.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002172

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002172 and the account number together uniquely identify the Bamongachi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bamongachi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002172 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC BDBL0002172

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – BAMONGACHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002172.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bamongachi branch

The branch is located at FIRST FLOOR, BAMANGACHI, LANDMARK - OPPOSITE OF BANK OF LNDIA, PO BAMANGACHI, PS DUTTAPUKUR, DIST NORTH 24TH PRGNS , WB PIN-743248, which puts it inside Bamongachi, the broader North Twenty Four Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Bamongachi branch” — the verified location pin for IFSC BDBL0002172 should appear at the top of the results.
2. Confirm the branch is open by calling 8100721631 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002172 and your account number.

Verifying IFSC BDBL0002172 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002172 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8100721631.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bamongachi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002172 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002172 belongs to Bandhan Bank Limited's BAMONGACHI branch, located at FIRST FLOOR, BAMANGACHI, LANDMARK - OPPOSITE OF BANK OF LNDIA, PO BAMANGACHI,… in BAMONGACHI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.