Below are the complete branch details for Bandhan Bank Limited, BALOD branch, located in BALOD, CHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0001444. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0001444 for Bandhan Bank Limited – BALOD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – BALOD is BDBL0001444. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001444 map to this branch in BALOD, CHATTISGARH.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Balod branch in Balod. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0001444.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Balod |
| IFSC Code | BDBL0001444 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANJ PARA,OPP DURGA MANDIR,DURG-BALOD ROAD,BALOD,CHHATTISGARH , PIN - 491226 |
| City | Balod |
| District | Balod |
| State | Chattisgarh |
| Phone | 7044614441 |
Balod branch overview
Located at GANJ PARA,OPP DURGA MANDIR,DURG-BALOD ROAD,BALOD,CHHATTISGARH , PIN - 491226, the Balod branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001444 is required for all interbank electronic transfers routed through this branch.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALOD of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001444 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001444 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Balod branch is mapped to IFSC BDBL0001444 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001444.
Banking services available
The Balod branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7044614441.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001444
How to transfer money using IFSC BDBL0001444
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001444 across all three.
NEFT to Bandhan Bank Limited, BALOD using IFSC BDBL0001444
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001444, and confirm that the system picks up Bandhan Bank Limited – BALOD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BALOD
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's BALOD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001444 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – BALOD, use IMPS. With IFSC BDBL0001444 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001444 for Bandhan Bank Limited – BALOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001444 | Yes – BDBL0001444 | Yes – BDBL0001444 |
For most retail customers crediting the Balod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001444
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BALOD is still mapped to IFSC BDBL0001444. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001444 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BDBL0001444
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BALOD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0001444 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0001444 and the account number together uniquely identify the Balod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – BALOD:
- The IFSC is exactly BDBL0001444 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and BALOD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Balod branch sits at GANJ PARA,OPP DURGA MANDIR,DURG-BALOD ROAD,BALOD,CHHATTISGARH , PIN - 491226. If you are travelling from outside Balod, search for the branch on a maps application using the bank name and locality, or call 7044614441 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001444 and your account number.
Verifying IFSC BDBL0001444 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001444 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7044614441.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Balod branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001444, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedBalod Branch
GANJ PARA,OPP DURGA MANDIR,DURG-BALOD ROAD,BALOD,CHHATTISGARH , PIN - 491226
Balod, Chattisgarh
Phone: 7044614441
IFSC: BDBL0001444
Frequently asked questions
What is the phone number of Bandhan Bank Limited Balod branch?
You can reach the branch at 7044614441 during regular banking hours.
Can I use IFSC BDBL0001444 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001444 to send funds instantly.
How do I add Bandhan Bank Limited Balod as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001444, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001444 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Balod reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Balod branch but serve different purposes.
Is IFSC BDBL0001444 the same for all accounts at Balod branch?
Yes. The IFSC BDBL0001444 is shared by every account held at Bandhan Bank Limited's Balod branch. Only the account number changes from customer to customer.
Where is Bandhan Bank Limited Balod branch located?
Bandhan Bank Limited's Balod branch is located at GANJ PARA,OPP DURGA MANDIR,DURG-BALOD ROAD,BALOD,CHHATTISGARH , PIN - 491226, Balod, Chattisgarh.
Summary
The IFSC code BDBL0001444 belongs to Bandhan Bank Limited's BALOD branch, located at GANJ PARA,OPP DURGA MANDIR,DURG-BALOD ROAD,BALOD,CHHATTISGARH , PIN - 491226 in BALOD, CHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
