IFSC Code of Bandhan Bank Limited, Balgona Bhatar Branch, West Bengal

Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BALGONA BHATAR branch in BALGONA BHATAR, WEST BENGAL. The branch's IFSC code BDBL0002116 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – BALGONA BHATAR is BDBL0002116. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002116 map to this branch in BALGONA BHATAR, WEST BENGAL.

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Balgona Bhatar branch — IFSC BDBL0002116 — extends the bank's services to customers in and around Balgona Bhatar, West Bengal.

Branch details at a glance

About the Balgona Bhatar branch

The Balgona Bhatar branch of Bandhan Bank Limited is situated at UTSAV MARRIAGE HALL GROUND FLOOR , BHATAR BAZAR, BURDWAN KATWA ROAD, OPPOSITE SAMABAY SAMITI, PO PS- BHATAR, DIST- PURBA BARDHAMAN, WEST BENGAL, PIN- 713125. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BDBL0002116 is used.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BALGONA BHATAR of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002116 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002116 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Balgona Bhatar branch

Once you have an account at Bandhan Bank Limited – BALGONA BHATAR, the IFSC BDBL0002116 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Balgona Bhatar branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002116

How to transfer money using IFSC BDBL0002116

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002116 across all three.

How to use IFSC BDBL0002116 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's BALGONA BHATAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0002116.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as BALGONA BHATAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BDBL0002116

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – BALGONA BHATAR, ensure your bank's portal accepts IFSC BDBL0002116 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bandhan Bank Limited BALGONA BHATAR (IFSC BDBL0002116)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002116 in your mobile or internet banking app, and the money is credited to the BALGONA BHATAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002116 for Bandhan Bank Limited – BALGONA BHATAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Balgona Bhatar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002116

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BALGONA BHATAR is still mapped to IFSC BDBL0002116. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002116 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BDBL0002116

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BALGONA BHATAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002116 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002116 and the account number together uniquely identify the Balgona Bhatar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – BALGONA BHATAR:

• The IFSC is exactly BDBL0002116 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and BALGONA BHATAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Balgona Bhatar branch sits at UTSAV MARRIAGE HALL GROUND FLOOR , BHATAR BAZAR, BURDWAN KATWA ROAD, OPPOSITE SAMABAY SAMITI, PO PS- BHATAR, DIST- PURBA BARDHAMAN, WEST BENGAL, PIN- 713125. If you are travelling from outside Balgona Bhatar, search for the branch on a maps application using the bank name and locality, or call 9903721161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002116 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BDBL0002116 for Bandhan Bank Limited – BALGONA BHATAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Balgona Bhatar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002116 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002116 belongs to Bandhan Bank Limited's BALGONA BHATAR branch, located at UTSAV MARRIAGE HALL GROUND FLOOR , BHATAR BAZAR, BURDWAN KATWA ROAD,… in BALGONA BHATAR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.