IFSC Code of Bandhan Bank Limited, Bajrakbati Road, Cuttack Branch, Odisha

Below are the complete branch details for Bandhan Bank Limited, BAJRAKBATI ROAD, CUTTACK branch, located in BAJRAKBATI ROAD, CUTTACK, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002087. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002087 for Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK is BDBL0002087. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002087 map to this branch in BAJRAKBATI ROAD, CUTTACK, ODISHA.

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bajrakbati Road, Cuttack branch — IFSC BDBL0002087 — extends the bank's services to customers in and around Bajrakbati Road, Cuttack, Odisha.

Branch details at a glance

Bajrakbati Road, Cuttack branch overview

Located at GROUND FLOOR, HOLDING NO-511,SURYA VIHAR,NEAR SRAMIK BHAWAN,PO,PS-BADAMBADI,CUTTACK,ODISHA-753012, the Bajrakbati Road, Cuttack branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002087 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's BAJRAKBATI ROAD, CUTTACK branch came to be assigned the code BDBL0002087.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0002087, money simply cannot be routed to the BAJRAKBATI ROAD, CUTTACK branch electronically.

Account types you can open at the Bajrakbati Road, Cuttack branch

Once you have an account at Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK, the IFSC BDBL0002087 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bajrakbati Road, Cuttack branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002087

How to transfer money using IFSC BDBL0002087

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002087 across all three.

How to use IFSC BDBL0002087 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's BAJRAKBATI ROAD, CUTTACK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC BDBL0002087.
4. Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as BAJRAKBATI ROAD, CUTTACK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC BDBL0002087

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK, ensure your bank's portal accepts IFSC BDBL0002087 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK, use IMPS. With IFSC BDBL0002087 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002087 for Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bajrakbati Road, Cuttack branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BDBL0002087

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK is still mapped to IFSC BDBL0002087. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002087 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BDBL0002087

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BAJRAKBATI ROAD, CUTTACK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002087 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Bajrakbati Road, Cuttack branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0002087 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BDBL0002087

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – BAJRAKBATI ROAD, CUTTACK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BDBL0002087.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bajrakbati Road, Cuttack branch sits at GROUND FLOOR, HOLDING NO-511,SURYA VIHAR,NEAR SRAMIK BHAWAN,PO,PS-BADAMBADI,CUTTACK,ODISHA-753012. If you are travelling from outside Bajrakbati Road, Cuttack, search for the branch on a maps application using the bank name and locality, or call 9748620871 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0002087 and your account number.

Verifying IFSC BDBL0002087 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002087 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9748620871.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bajrakbati Road, Cuttack are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002087 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BDBL0002087 belongs to Bandhan Bank Limited's BAJRAKBATI ROAD, CUTTACK branch, located at GROUND FLOOR, HOLDING NO-511,SURYA VIHAR,NEAR SRAMIK… in BAJRAKBATI ROAD, CUTTACK, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.