Use this page as a one-stop reference for everything related to Bandhan Bank Limited's BABLA branch in BABLA, WEST BENGAL. The branch's IFSC code BDBL0001316 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001316 is the IFSC of Bandhan Bank Limited's BABLA branch. The format is fixed: BDBL = bank code, 0 = reserved, 001316 = branch identifier.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Babla branch — IFSC BDBL0001316 — extends the bank's services to customers in and around Babla, West Bengal.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Babla |
| IFSC Code | BDBL0001316 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL BABLA, P.O. GALSI, DIST. BARDHAMAN, WEST BENGAL, PIN- 713406 |
| City | Babla |
| District | Bardhaman |
| State | West Bengal |
| Phone | 9073213161 |
Babla branch overview
Located at VILL BABLA, P.O. GALSI, DIST. BARDHAMAN, WEST BENGAL, PIN- 713406, the Babla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0001316 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's BABLA branch came to be assigned the code BDBL0001316.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001316, money simply cannot be routed to the BABLA branch electronically.
Products and account variants supported
Every account opened at the Babla branch is mapped to IFSC BDBL0001316 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001316.
Products and services
Customers walking into the Babla branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0001316
How to transfer money using IFSC BDBL0001316
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001316 across all three.
NEFT to Bandhan Bank Limited, BABLA using IFSC BDBL0001316
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001316, and confirm that the system picks up Bandhan Bank Limited – BABLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BABLA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's BABLA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001316 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – BABLA, use IMPS. With IFSC BDBL0001316 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001316 for Bandhan Bank Limited – BABLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001316 | Yes – BDBL0001316 | Yes – BDBL0001316 |
For most retail customers crediting the Babla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BDBL0001316
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – BABLA is still mapped to IFSC BDBL0001316. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0001316 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Babla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001316 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Babla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001316 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – BABLA:
- The IFSC is exactly BDBL0001316 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and BABLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Babla branch sits at VILL BABLA, P.O. GALSI, DIST. BARDHAMAN, WEST BENGAL, PIN- 713406. If you are travelling from outside Babla, search for the branch on a maps application using the bank name and locality, or call 9073213161 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001316 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0001316 for Bandhan Bank Limited – BABLA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Babla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0001316, however, work 24x7.
Branch address & contact
Bandhan Bank LimitedBabla Branch
VILL BABLA, P.O. GALSI, DIST. BARDHAMAN, WEST BENGAL, PIN- 713406
Babla, West Bengal
Phone: 9073213161
IFSC: BDBL0001316
Frequently asked questions
How do I add Bandhan Bank Limited Babla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001316, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BDBL0001316 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Babla reflect within 30 minutes.
Where is Bandhan Bank Limited Babla branch located?
Bandhan Bank Limited's Babla branch is located at VILL BABLA, P.O. GALSI, DIST. BARDHAMAN, WEST BENGAL, PIN- 713406, Babla, West Bengal.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Babla branch but serve different purposes.
Is IFSC BDBL0001316 valid for NEFT and RTGS?
Yes. IFSC BDBL0001316 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BDBL0001316 the same for all accounts at Babla branch?
Yes. The IFSC BDBL0001316 is shared by every account held at Bandhan Bank Limited's Babla branch. Only the account number changes from customer to customer.
Summary
The IFSC code BDBL0001316 belongs to Bandhan Bank Limited's BABLA branch, located at VILL BABLA, P.O. GALSI, DIST. BARDHAMAN, WEST BENGAL, PIN- 713406 in BABLA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
