Use this page as a one-stop reference for everything related to Bandhan Bank Limited's AURANGABAD branch in AURANGABAD, MAHARASHTRA. The branch's IFSC code BDBL0001013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0001013 is the IFSC of Bandhan Bank Limited's AURANGABAD branch. The format is fixed: BDBL = bank code, 0 = reserved, 001013 = branch identifier.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Aurangabad |
| IFSC Code | BDBL0001013 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 4, YASHWANT CO OP HOUSING SOCIETY, VIKAS NAGAR, BESIDE PAWAN GAS AENCY NEW USMANPURA, AURANGABAD, MAHARASHTRA, PIN 431005 |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| Phone | 9987710131 |
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Aurangabad branch — IFSC BDBL0001013 — extends the bank's services to customers in and around Aurangabad, Maharashtra.
About this branch
The branch is located at PLOT NO 4, YASHWANT CO OP HOUSING SOCIETY, VIKAS NAGAR, BESIDE PAWAN GAS AENCY NEW USMANPURA, AURANGABAD, MAHARASHTRA, PIN 431005. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001013 is used to identify this branch on the RBI payments network.
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AURANGABAD of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0001013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0001013 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BDBL0001013
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001013 across all three.
How to use IFSC BDBL0001013 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's AURANGABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0001013.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as AURANGABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0001013
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – AURANGABAD, ensure your bank's portal accepts IFSC BDBL0001013 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited AURANGABAD (IFSC BDBL0001013)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0001013 in your mobile or internet banking app, and the money is credited to the AURANGABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001013 for Bandhan Bank Limited – AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001013 | Yes – BDBL0001013 | Yes – BDBL0001013 |
For most retail customers crediting the Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's AURANGABAD branch, the IFSC BDBL0001013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Aurangabad branch
Once you have an account at Bandhan Bank Limited – AURANGABAD, the IFSC BDBL0001013 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Aurangabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9987710131.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001013
MICR & cheque-truncation details
Cheques drawn on the Aurangabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Aurangabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – AURANGABAD:
- The IFSC is exactly BDBL0001013 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and AURANGABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Aurangabad branch sits at PLOT NO 4, YASHWANT CO OP HOUSING SOCIETY, VIKAS NAGAR, BESIDE PAWAN GAS AENCY NEW USMANPURA, AURANGABAD, MAHARASHTRA, PIN 431005. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 9987710131 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BDBL0001013 and your account number.
Verifying IFSC BDBL0001013 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001013 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9987710131.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Aurangabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001013 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedAurangabad Branch
PLOT NO 4, YASHWANT CO OP HOUSING SOCIETY, VIKAS NAGAR, BESIDE PAWAN GAS AENCY NEW USMANPURA, AURANGABAD, MAHARASHTRA, PIN 431005
Aurangabad, Maharashtra
Phone: 9987710131
IFSC: BDBL0001013
Frequently asked questions
How do I add Bandhan Bank Limited Aurangabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001013, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bandhan Bank Limited Aurangabad branch located?
Bandhan Bank Limited's Aurangabad branch is located at PLOT NO 4, YASHWANT CO OP HOUSING SOCIETY, VIKAS NAGAR, BESIDE PAWAN GAS AENCY NEW USMANPURA, AURANGABAD, MAHARASHTRA, PIN 431005, Aurangabad, Maharashtra.
How quickly will an NEFT transfer using BDBL0001013 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Aurangabad reflect within 30 minutes.
What is the phone number of Bandhan Bank Limited Aurangabad branch?
You can reach the branch at 9987710131 during regular banking hours.
Is IFSC BDBL0001013 the same for all accounts at Aurangabad branch?
Yes. The IFSC BDBL0001013 is shared by every account held at Bandhan Bank Limited's Aurangabad branch. Only the account number changes from customer to customer.
What is the IFSC code of Bandhan Bank Limited Aurangabad branch?
The IFSC code of Bandhan Bank Limited, Aurangabad branch is BDBL0001013. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bandhan Bank Limited Aurangabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9987710131 to confirm.
Final notes
To recap: BDBL0001013 is the IFSC code of Bandhan Bank Limited, AURANGABAD branch, in AURANGABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
