If you are searching for the IFSC code of Bandhan Bank Limited, AMTALA branch in AMTALA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is BDBL0001097. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AMTALA branch, and detailed step-by-step guides for using the IFSC BDBL0001097 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – AMTALA is BDBL0001097. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001097 map to this branch in AMTALA, WEST BENGAL.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Amtala |
| IFSC Code | BDBL0001097 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL - PO - AMTALA, DIST. - MURSHIDABAD, WEST BENGAL, PIN -742121 |
| City | Amtala |
| District | Murshidabad |
| State | West Bengal |
| Phone | 7596010971 |
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Amtala branch — IFSC BDBL0001097 — extends the bank's services to customers in and around Amtala, West Bengal.
About this branch
The branch is located at VILL - PO - AMTALA, DIST. - MURSHIDABAD, WEST BENGAL, PIN -742121. It serves the Amtala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0001097 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bandhan Bank Limited's AMTALA branch came to be assigned the code BDBL0001097.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BDBL0001097, money simply cannot be routed to the AMTALA branch electronically.
How to transfer money using IFSC BDBL0001097
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0001097 across all three.
NEFT to Bandhan Bank Limited, AMTALA using IFSC BDBL0001097
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0001097, and confirm that the system picks up Bandhan Bank Limited – AMTALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AMTALA
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's AMTALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0001097 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – AMTALA, use IMPS. With IFSC BDBL0001097 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0001097 for Bandhan Bank Limited – AMTALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0001097 | Yes – BDBL0001097 | Yes – BDBL0001097 |
For most retail customers crediting the Amtala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's AMTALA branch, the IFSC BDBL0001097 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Amtala branch is mapped to IFSC BDBL0001097 on the RBI payments network. The branch generally supports the full retail product catalogue of Bandhan Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BDBL0001097.
Banking services available
The Amtala branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7596010971.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0001097
MICR & cheque-truncation details
Cheques drawn on the Amtala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BDBL0001097 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Amtala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0001097 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – AMTALA:
- The IFSC is exactly BDBL0001097 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and AMTALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Amtala branch
The branch is located at VILL - PO - AMTALA, DIST. - MURSHIDABAD, WEST BENGAL, PIN -742121, which puts it inside Amtala, the broader Murshidabad district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Amtala branch” — the verified location pin for IFSC BDBL0001097 should appear at the top of the results.
- Confirm the branch is open by calling 7596010971 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0001097 and your account number.
Verifying IFSC BDBL0001097 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0001097 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7596010971.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Amtala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0001097 continue to work without interruption.
Branch address & contact
Bandhan Bank LimitedAmtala Branch
VILL - PO - AMTALA, DIST. - MURSHIDABAD, WEST BENGAL, PIN -742121
Amtala, West Bengal
Phone: 7596010971
IFSC: BDBL0001097
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amtala branch but serve different purposes.
What is the phone number of Bandhan Bank Limited Amtala branch?
You can reach the branch at 7596010971 during regular banking hours.
How do I add Bandhan Bank Limited Amtala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0001097, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BDBL0001097 valid for NEFT and RTGS?
Yes. IFSC BDBL0001097 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BDBL0001097 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0001097 to send funds instantly.
Where is Bandhan Bank Limited Amtala branch located?
Bandhan Bank Limited's Amtala branch is located at VILL - PO - AMTALA, DIST. - MURSHIDABAD, WEST BENGAL, PIN -742121, Amtala, West Bengal.
Summary
The IFSC code BDBL0001097 belongs to Bandhan Bank Limited's AMTALA branch, located at VILL - PO - AMTALA, DIST. - MURSHIDABAD, WEST BENGAL, PIN -742121 in AMTALA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
