Use this page as a one-stop reference for everything related to Bandhan Bank Limited's PRAHLAD NAGAR BRANCH AHMEDABAD branch in AHMEDABAD, GUJARAT. The branch's IFSC code BDBL0002678 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BDBL0002678 is the IFSC of Bandhan Bank Limited's PRAHLAD NAGAR BRANCH AHMEDABAD branch. The format is fixed: BDBL = bank code, 0 = reserved, 002678 = branch identifier.
About Bandhan Bank Limited
Bandhan Bank Limited operates a wide network of branches across India, including the Prahlad Nagar Branch Ahmedabad branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BDBL0002678.
About this branch
The branch is located at SHOP NO 1, GROUND FLOOR, RATNANJALI SQUARE, PRERNATIRTH DERASAR ROAD, DIST - AHMEDABAD, STATE - GUJARAT, PIN - 380054. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002678 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Prahlad Nagar Branch Ahmedabad |
| IFSC Code | BDBL0002678 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 1, GROUND FLOOR, RATNANJALI SQUARE, PRERNATIRTH DERASAR ROAD, DIST - AHMEDABAD, STATE - GUJARAT, PIN - 380054 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 33 |
| Phone | 40456456 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PRAHLAD NAGAR BRANCH AHMEDABAD of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002678 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002678 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002678 and the account number together uniquely identify the Prahlad Nagar Branch Ahmedabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002678
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002678 across all three.
How to use IFSC BDBL0002678 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bandhan Bank Limited's PRAHLAD NAGAR BRANCH AHMEDABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BDBL0002678.
- Confirm the bank name auto-populates as Bandhan Bank Limited and the branch as PRAHLAD NAGAR BRANCH AHMEDABAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BDBL0002678
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bandhan Bank Limited – PRAHLAD NAGAR BRANCH AHMEDABAD, ensure your bank's portal accepts IFSC BDBL0002678 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bandhan Bank Limited PRAHLAD NAGAR BRANCH AHMEDABAD (IFSC BDBL0002678)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002678 in your mobile or internet banking app, and the money is credited to the PRAHLAD NAGAR BRANCH AHMEDABAD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Prahlad Nagar Branch Ahmedabad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BDBL0002678:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PRAHLAD NAGAR BRANCH AHMEDABAD is still linked to IFSC BDBL0002678.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BDBL0002678
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bandhan Bank Limited – PRAHLAD NAGAR BRANCH AHMEDABAD is still mapped to IFSC BDBL0002678. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BDBL0002678 and the beneficiary's account number to complete the transfer.
Account types you can open at the Prahlad Nagar Branch Ahmedabad branch
Once you have an account at Bandhan Bank Limited – PRAHLAD NAGAR BRANCH AHMEDABAD, the IFSC BDBL0002678 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Prahlad Nagar Branch Ahmedabad branch can access most of Bandhan Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BDBL0002678
Online banking and IFSC BDBL0002678
Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the PRAHLAD NAGAR BRANCH AHMEDABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002678 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Prahlad Nagar Branch Ahmedabad branch
The branch is located at SHOP NO 1, GROUND FLOOR, RATNANJALI SQUARE, PRERNATIRTH DERASAR ROAD, DIST - AHMEDABAD, STATE - GUJARAT, PIN - 380054, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Prahlad Nagar Branch Ahmedabad branch” — the verified location pin for IFSC BDBL0002678 should appear at the top of the results.
- Confirm the branch is open by calling 33-40456456 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002678 and your account number.
Common mistakes to avoid when using IFSC BDBL0002678
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bandhan Bank Limited – PRAHLAD NAGAR BRANCH AHMEDABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BDBL0002678. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Prahlad Nagar Branch Ahmedabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002678 continue to work without interruption.
Verifying IFSC BDBL0002678 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002678 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40456456.
- Visiting the bank's official branch locator page.
Branch address & contact
Bandhan Bank LimitedPrahlad Nagar Branch Ahmedabad Branch
SHOP NO 1, GROUND FLOOR, RATNANJALI SQUARE, PRERNATIRTH DERASAR ROAD, DIST - AHMEDABAD, STATE - GUJARAT, PIN - 380054
Ahmedabad, Gujarat
Phone: 33-40456456
IFSC: BDBL0002678
Frequently asked questions
How quickly will an NEFT transfer using BDBL0002678 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Prahlad Nagar Branch Ahmedabad reflect within 30 minutes.
Is IFSC BDBL0002678 the same for all accounts at Prahlad Nagar Branch Ahmedabad branch?
Yes. The IFSC BDBL0002678 is shared by every account held at Bandhan Bank Limited's Prahlad Nagar Branch Ahmedabad branch. Only the account number changes from customer to customer.
Is IFSC BDBL0002678 valid for NEFT and RTGS?
Yes. IFSC BDBL0002678 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bandhan Bank Limited Prahlad Nagar Branch Ahmedabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-40456456 to confirm.
How do I add Bandhan Bank Limited Prahlad Nagar Branch Ahmedabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BDBL0002678, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bandhan Bank Limited Prahlad Nagar Branch Ahmedabad branch located?
Bandhan Bank Limited's Prahlad Nagar Branch Ahmedabad branch is located at SHOP NO 1, GROUND FLOOR, RATNANJALI SQUARE, PRERNATIRTH DERASAR ROAD, DIST - AHMEDABAD, STATE - GUJARAT, PIN - 380054, Ahmedabad, Gujarat.
What is the IFSC code of Bandhan Bank Limited Prahlad Nagar Branch Ahmedabad branch?
The IFSC code of Bandhan Bank Limited, Prahlad Nagar Branch Ahmedabad branch is BDBL0002678. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BDBL0002678 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002678 to send funds instantly.
Final notes
To recap: BDBL0002678 is the IFSC code of Bandhan Bank Limited, PRAHLAD NAGAR BRANCH AHMEDABAD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
