This page lists the IFSC code, branch address, contact number and fund-transfer information for Bandhan Bank Limited, WADAJ BRANCH AHMEDABAD branch in AHMADABAD. The 11-digit IFSC BDBL0002404 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bandhan Bank Limited at the WADAJ BRANCH AHMEDABAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD is BDBL0002404. The first four letters BDBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002404 map to this branch in AHMADABAD, GUJARAT.
Bank profile
Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Wadaj Branch Ahmedabad branch — IFSC BDBL0002404 — extends the bank's services to customers in and around Ahmadabad, Gujarat.
Wadaj Branch Ahmedabad branch overview
Located at GROUND FLOOR,UNIT NO.11,SHIVALIK SQUARE,132FT. RING ROAD, VADAJ, AHMEDABAD , GUJARAT- 380027., the Wadaj Branch Ahmedabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BDBL0002404 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bandhan Bank Limited |
|---|---|
| Branch | Wadaj Branch Ahmedabad |
| IFSC Code | BDBL0002404 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,UNIT NO.11,SHIVALIK SQUARE,132FT. RING ROAD, VADAJ, AHMEDABAD , GUJARAT- 380027. |
| City | Ahmadabad |
| District | Ahmadabad |
| State | Gujarat |
| Phone | 8697724041 |
Why every Bandhan Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WADAJ BRANCH AHMEDABAD of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002404 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002404 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002404 and the account number together uniquely identify the Wadaj Branch Ahmedabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BDBL0002404
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002404 across all three.
NEFT to Bandhan Bank Limited, WADAJ BRANCH AHMEDABAD using IFSC BDBL0002404
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002404, and confirm that the system picks up Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WADAJ BRANCH AHMEDABAD
If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's WADAJ BRANCH AHMEDABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002404 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD, use IMPS. With IFSC BDBL0002404 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BDBL0002404 for Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BDBL0002404 | Yes – BDBL0002404 | Yes – BDBL0002404 |
For most retail customers crediting the Wadaj Branch Ahmedabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's WADAJ BRANCH AHMEDABAD branch, the IFSC BDBL0002404 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Wadaj Branch Ahmedabad branch
Once you have an account at Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD, the IFSC BDBL0002404 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Wadaj Branch Ahmedabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8697724041.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BDBL0002404
Digital banking channels
Most day-to-day work that customers used to do at the Wadaj Branch Ahmedabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BDBL0002404 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Wadaj Branch Ahmedabad branch
The branch is located at GROUND FLOOR,UNIT NO.11,SHIVALIK SQUARE,132FT. RING ROAD, VADAJ, AHMEDABAD , GUJARAT- 380027., which puts it inside Ahmadabad, the broader Ahmadabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bandhan Bank Limited Wadaj Branch Ahmedabad branch” — the verified location pin for IFSC BDBL0002404 should appear at the top of the results.
- Confirm the branch is open by calling 8697724041 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002404 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD:
- The IFSC is exactly BDBL0002404 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bandhan Bank Limited as the bank name and WADAJ BRANCH AHMEDABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Wadaj Branch Ahmedabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BDBL0002404 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BDBL0002404 for Bandhan Bank Limited – WADAJ BRANCH AHMEDABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bandhan Bank LimitedWadaj Branch Ahmedabad Branch
GROUND FLOOR,UNIT NO.11,SHIVALIK SQUARE,132FT. RING ROAD, VADAJ, AHMEDABAD , GUJARAT- 380027.
Ahmadabad, Gujarat
Phone: 8697724041
IFSC: BDBL0002404
Frequently asked questions
Is IFSC BDBL0002404 the same for all accounts at Wadaj Branch Ahmedabad branch?
Yes. The IFSC BDBL0002404 is shared by every account held at Bandhan Bank Limited's Wadaj Branch Ahmedabad branch. Only the account number changes from customer to customer.
Does Bandhan Bank Limited Wadaj Branch Ahmedabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8697724041 to confirm.
How quickly will an NEFT transfer using BDBL0002404 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bandhan Bank Limited – Wadaj Branch Ahmedabad reflect within 30 minutes.
Can I use IFSC BDBL0002404 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BDBL0002404 to send funds instantly.
Where is Bandhan Bank Limited Wadaj Branch Ahmedabad branch located?
Bandhan Bank Limited's Wadaj Branch Ahmedabad branch is located at GROUND FLOOR,UNIT NO.11,SHIVALIK SQUARE,132FT. RING ROAD, VADAJ, AHMEDABAD , GUJARAT- 380027., Ahmadabad, Gujarat.
What is the IFSC code of Bandhan Bank Limited Wadaj Branch Ahmedabad branch?
The IFSC code of Bandhan Bank Limited, Wadaj Branch Ahmedabad branch is BDBL0002404. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bandhan Bank Limited Wadaj Branch Ahmedabad branch?
You can reach the branch at 8697724041 during regular banking hours.
Is IFSC BDBL0002404 valid for NEFT and RTGS?
Yes. IFSC BDBL0002404 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BDBL0002404 belongs to Bandhan Bank Limited's WADAJ BRANCH AHMEDABAD branch, located at GROUND FLOOR,UNIT NO.11,SHIVALIK SQUARE,132FT. RING ROAD, VADAJ, AHMEDABAD ,… in AHMADABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


