IFSC Code of Bandhan Bank Limited, Agarpara Branch Kolkata Branch, West Bengal

Below are the complete branch details for Bandhan Bank Limited, AGARPARA BRANCH KOLKATA branch, located in AGARPARA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is BDBL0002644. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BDBL0002644 for Bandhan Bank Limited – AGARPARA BRANCH KOLKATA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bandhan Bank Limited's AGARPARA BRANCH KOLKATA branch, the IFSC BDBL0002644 breaks down as follows: BDBL identifies the bank, 0 is the reserved character, and 002644 identifies this particular branch.

Bank profile

Bandhan Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Agarpara Branch Kolkata branch — IFSC BDBL0002644 — extends the bank's services to customers in and around Agarpara, West Bengal.

Branch details at a glance

About this branch

The branch is located at 300 NORTH STATION ROAD,UMA APARTMENT,P O-AGARPARA,P S-KHARDAHA,KOLKATA,DIST-NORTH 24 PARGANAS,STATE-WEST BENGAL,PIN-700109. It serves the Agarpara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bandhan Bank Limited. The IFSC BDBL0002644 is used to identify this branch on the RBI payments network.

Why every Bandhan Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AGARPARA BRANCH KOLKATA of Bandhan Bank Limited — its own 11-character IFSC. The code BDBL0002644 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BDBL0002644 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Agarpara Branch Kolkata branch

Once you have an account at Bandhan Bank Limited – AGARPARA BRANCH KOLKATA, the IFSC BDBL0002644 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Agarpara Branch Kolkata branch can access most of Bandhan Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BDBL0002644

How to transfer money using IFSC BDBL0002644

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BDBL0002644 across all three.

NEFT to Bandhan Bank Limited, AGARPARA BRANCH KOLKATA using IFSC BDBL0002644

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BDBL0002644, and confirm that the system picks up Bandhan Bank Limited – AGARPARA BRANCH KOLKATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AGARPARA BRANCH KOLKATA

If you need to transfer ₹2 lakh or more in one go to an account at Bandhan Bank Limited's AGARPARA BRANCH KOLKATA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BDBL0002644 while initiating the transfer and the credit will appear within minutes.

IMPS to Bandhan Bank Limited AGARPARA BRANCH KOLKATA (IFSC BDBL0002644)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BDBL0002644 in your mobile or internet banking app, and the money is credited to the AGARPARA BRANCH KOLKATA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BDBL0002644 for Bandhan Bank Limited – AGARPARA BRANCH KOLKATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Agarpara Branch Kolkata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bandhan Bank Limited's AGARPARA BRANCH KOLKATA branch, the IFSC BDBL0002644 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BDBL0002644

Bandhan Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AGARPARA BRANCH KOLKATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BDBL0002644 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bandhan Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BDBL0002644 and the account number together uniquely identify the Agarpara Branch Kolkata branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bandhan Bank Limited – AGARPARA BRANCH KOLKATA:

• The IFSC is exactly BDBL0002644 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bandhan Bank Limited as the bank name and AGARPARA BRANCH KOLKATA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Agarpara Branch Kolkata branch

The branch is located at 300 NORTH STATION ROAD,UMA APARTMENT,P O-AGARPARA,P S-KHARDAHA,KOLKATA,DIST-NORTH 24 PARGANAS,STATE-WEST BENGAL,PIN-700109, which puts it inside Agarpara, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “Bandhan Bank Limited Agarpara Branch Kolkata branch” — the verified location pin for IFSC BDBL0002644 should appear at the top of the results.
2. Confirm the branch is open by calling 33-66090909 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BDBL0002644 and your account number.

Verifying IFSC BDBL0002644 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BDBL0002644 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 33-66090909.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Agarpara Branch Kolkata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BDBL0002644, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: BDBL0002644 is the IFSC code of Bandhan Bank Limited, AGARPARA BRANCH KOLKATA branch, in AGARPARA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.