IFSC Code of Axis Bank, Yavatmal HO the Ydcc Bank Ltd Branch, Maharashtra

Below are the complete branch details for Axis Bank, YAVATMAL HO THE YDCC BANK LTD branch, located in YAVATMAL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0SYDC01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0SYDC01 for Axis Bank – YAVATMAL HO THE YDCC BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – YAVATMAL HO THE YDCC BANK LTD is UTIB0SYDC01. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SYDC01 map to this branch in YAVATMAL, MAHARASHTRA.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Yavatmal HO the Ydcc Bank Ltd branch — IFSC UTIB0SYDC01 — extends the bank's services to customers in and around Yavatmal, Maharashtra.

About the Yavatmal HO the Ydcc Bank Ltd branch

The Yavatmal HO the Ydcc Bank Ltd branch of Axis Bank is situated at YDCC HO YAVATMAL, NEAR CITY POLICE STATION, YAVATMAL, TQ. YAVATMAL, DIST. YAVATMAL 445001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SYDC01 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's YAVATMAL HO THE YDCC BANK LTD branch came to be assigned the code UTIB0SYDC01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SYDC01, money simply cannot be routed to the YAVATMAL HO THE YDCC BANK LTD branch electronically.

How to transfer money using IFSC UTIB0SYDC01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SYDC01 across all three.

How to use IFSC UTIB0SYDC01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's YAVATMAL HO THE YDCC BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0SYDC01.
4. Confirm the bank name auto-populates as Axis Bank and the branch as YAVATMAL HO THE YDCC BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0SYDC01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – YAVATMAL HO THE YDCC BANK LTD, ensure your bank's portal accepts IFSC UTIB0SYDC01 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank YAVATMAL HO THE YDCC BANK LTD (IFSC UTIB0SYDC01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SYDC01 in your mobile or internet banking app, and the money is credited to the YAVATMAL HO THE YDCC BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SYDC01 for Axis Bank – YAVATMAL HO THE YDCC BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Yavatmal HO the Ydcc Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SYDC01

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – YAVATMAL HO THE YDCC BANK LTD is still mapped to IFSC UTIB0SYDC01. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SYDC01 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Yavatmal HO the Ydcc Bank Ltd branch is mapped to IFSC UTIB0SYDC01 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SYDC01.

Products and services

Customers walking into the Yavatmal HO the Ydcc Bank Ltd branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0SYDC01

MICR & cheque-truncation details

Cheques drawn on the Yavatmal HO the Ydcc Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SYDC01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Yavatmal HO the Ydcc Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SYDC01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC UTIB0SYDC01

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – YAVATMAL HO THE YDCC BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0SYDC01.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Yavatmal HO the Ydcc Bank Ltd branch sits at YDCC HO YAVATMAL, NEAR CITY POLICE STATION, YAVATMAL, TQ. YAVATMAL, DIST. YAVATMAL 445001. If you are travelling from outside Yavatmal, search for the branch on a maps application using the bank name and locality, or call 7232-242180 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SYDC01 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SYDC01 for Axis Bank – YAVATMAL HO THE YDCC BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yavatmal HO the Ydcc Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SYDC01, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0SYDC01 is the IFSC code of Axis Bank, YAVATMAL HO THE YDCC BANK LTD branch, in YAVATMAL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.