IFSC Code of Axis Bank, Railway Road Yamunanagar Branch, Haryana

Use this page as a one-stop reference for everything related to Axis Bank's RAILWAY ROAD YAMUNANAGAR branch in YAMUNANAGAR, HARYANA. The branch's IFSC code UTIB0004816 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0004816 is the IFSC of Axis Bank's RAILWAY ROAD YAMUNANAGAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004816 = branch identifier.

Branch details at a glance

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Railway Road Yamunanagar branch — IFSC UTIB0004816 — extends the bank's services to customers in and around Yamunanagar, Haryana.

About the Railway Road Yamunanagar branch

The Railway Road Yamunanagar branch of Axis Bank is situated at GROUND FLOOR, HARI PARSHAD COLONY, NEAR OLD SABZI MANDI, MAHAVIR CHOWK, TEHSIL JAGADHRI, YAMUNANAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004816 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RAILWAY ROAD YAMUNANAGAR branch came to be assigned the code UTIB0004816.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004816, money simply cannot be routed to the RAILWAY ROAD YAMUNANAGAR branch electronically.

How to transfer money using IFSC UTIB0004816

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004816 across all three.

NEFT to Axis Bank, RAILWAY ROAD YAMUNANAGAR using IFSC UTIB0004816

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004816, and confirm that the system picks up Axis Bank – RAILWAY ROAD YAMUNANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAILWAY ROAD YAMUNANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RAILWAY ROAD YAMUNANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004816 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank RAILWAY ROAD YAMUNANAGAR (IFSC UTIB0004816)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004816 in your mobile or internet banking app, and the money is credited to the RAILWAY ROAD YAMUNANAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Railway Road Yamunanagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004816:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAILWAY ROAD YAMUNANAGAR is still linked to IFSC UTIB0004816.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RAILWAY ROAD YAMUNANAGAR branch, the IFSC UTIB0004816 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Railway Road Yamunanagar branch

Once you have an account at Axis Bank – RAILWAY ROAD YAMUNANAGAR, the IFSC UTIB0004816 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Railway Road Yamunanagar branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0004816

MICR & cheque-truncation details

Cheques drawn on the Railway Road Yamunanagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004816 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0004816

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RAILWAY ROAD YAMUNANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004816 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RAILWAY ROAD YAMUNANAGAR:

• The IFSC is exactly UTIB0004816 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and RAILWAY ROAD YAMUNANAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Railway Road Yamunanagar branch

The branch is located at GROUND FLOOR, HARI PARSHAD COLONY, NEAR OLD SABZI MANDI, MAHAVIR CHOWK, TEHSIL JAGADHRI, YAMUNANAGAR, which puts it inside Yamunanagar, the broader Yamunanagar district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Railway Road Yamunanagar branch” — the verified location pin for IFSC UTIB0004816 should appear at the top of the results.
2. Confirm the branch is open by calling 1732-9896889880 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004816 and your account number.

Verifying IFSC UTIB0004816 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004816 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1732-9896889880.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Railway Road Yamunanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004816 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UTIB0004816 is the IFSC code of Axis Bank, RAILWAY ROAD YAMUNANAGAR branch, in YAMUNANAGAR, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.