Below are the complete branch details for Axis Bank, MANANTHAVADY branch, located in WAYANAD, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004567. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004567 for Axis Bank – MANANTHAVADY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004567 is the IFSC of Axis Bank's MANANTHAVADY branch. The format is fixed: UTIB = bank code, 0 = reserved, 004567 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mananthavady branch — IFSC UTIB0004567 — extends the bank's services to customers in and around Wayanad, Kerala.
About the Mananthavady branch
The Mananthavady branch of Axis Bank is situated at AXIS BANK LTD DOOR NO 954,1,954,2,954,3 MYSORE ROAD MANANTHAVADY, WAYANAD KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004567 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Mananthavady |
| IFSC Code | UTIB0004567 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD DOOR NO 954,1,954,2,954,3 MYSORE ROAD MANANTHAVADY, WAYANAD KERALA |
| City | Wayanad |
| District | Wayanad |
| State | Kerala |
| STD Code | 493 |
| Phone | 5245333 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MANANTHAVADY branch came to be assigned the code UTIB0004567.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004567, money simply cannot be routed to the MANANTHAVADY branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004567 and the account number together uniquely identify the Mananthavady branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004567
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004567 across all three.
How to use IFSC UTIB0004567 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MANANTHAVADY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004567.
- Confirm the bank name auto-populates as Axis Bank and the branch as MANANTHAVADY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004567
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MANANTHAVADY, ensure your bank's portal accepts IFSC UTIB0004567 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank MANANTHAVADY (IFSC UTIB0004567)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004567 in your mobile or internet banking app, and the money is credited to the MANANTHAVADY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004567 for Axis Bank – MANANTHAVADY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004567 | Yes – UTIB0004567 | Yes – UTIB0004567 |
For most retail customers crediting the Mananthavady branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004567
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MANANTHAVADY is still mapped to IFSC UTIB0004567. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004567 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mananthavady branch
Once you have an account at Axis Bank – MANANTHAVADY, the IFSC UTIB0004567 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mananthavady branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 493-5245333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004567
Online banking and IFSC UTIB0004567
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MANANTHAVADY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004567 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mananthavady branch
The branch is located at AXIS BANK LTD DOOR NO 954,1,954,2,954,3 MYSORE ROAD MANANTHAVADY, WAYANAD KERALA, which puts it inside Wayanad, the broader Wayanad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Mananthavady branch” — the verified location pin for IFSC UTIB0004567 should appear at the top of the results.
- Confirm the branch is open by calling 493-5245333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004567 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MANANTHAVADY:
- The IFSC is exactly UTIB0004567 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MANANTHAVADY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mananthavady branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004567, however, work 24x7.
Verifying IFSC UTIB0004567 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004567 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 493-5245333.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankMananthavady Branch
AXIS BANK LTD DOOR NO 954,1,954,2,954,3 MYSORE ROAD MANANTHAVADY, WAYANAD KERALA
Wayanad, Kerala
Phone: 493-5245333
IFSC: UTIB0004567
Frequently asked questions
Is IFSC UTIB0004567 the same for all accounts at Mananthavady branch?
Yes. The IFSC UTIB0004567 is shared by every account held at Axis Bank's Mananthavady branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Mananthavady branch?
You can reach the branch at 493-5245333 during regular banking hours.
How quickly will an NEFT transfer using UTIB0004567 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Mananthavady reflect within 30 minutes.
Is IFSC UTIB0004567 valid for NEFT and RTGS?
Yes. IFSC UTIB0004567 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mananthavady branch but serve different purposes.
How do I add Axis Bank Mananthavady as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004567, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0004567 belongs to Axis Bank's MANANTHAVADY branch, located at AXIS BANK LTD DOOR NO 954,1,954,2,954,3 MYSORE ROAD MANANTHAVADY, WAYANAD KERALA in WAYANAD, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
