IFSC Code of Axis Bank, Vizianagaram, Andhra Pradesh Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Axis Bank's VIZIANAGARAM, ANDHRA PRADESH branch in VIZIANAGARAM, ANDHRA PRADESH. The branch's IFSC code UTIB0000614 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Axis Bank's VIZIANAGARAM, ANDHRA PRADESH branch, the IFSC UTIB0000614 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 000614 identifies this particular branch.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vizianagaram, Andhra Pradesh branch — IFSC UTIB0000614 — extends the bank's services to customers in and around Vizianagaram, Andhra Pradesh.

About this branch

The branch is located at SITARAMA COMPLEX D.NO 5-1-11A, M G ROAD VIZIANAGARAM 535 001, ANDHRA PRADESH. It serves the Vizianagaram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0000614 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's VIZIANAGARAM, ANDHRA PRADESH branch came to be assigned the code UTIB0000614.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000614, money simply cannot be routed to the VIZIANAGARAM, ANDHRA PRADESH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0000614 and the account number together uniquely identify the Vizianagaram, Andhra Pradesh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0000614

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000614 across all three.

How to use IFSC UTIB0000614 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's VIZIANAGARAM, ANDHRA PRADESH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0000614.
4. Confirm the bank name auto-populates as Axis Bank and the branch as VIZIANAGARAM, ANDHRA PRADESH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VIZIANAGARAM, ANDHRA PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's VIZIANAGARAM, ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000614 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank VIZIANAGARAM, ANDHRA PRADESH (IFSC UTIB0000614)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0000614 in your mobile or internet banking app, and the money is credited to the VIZIANAGARAM, ANDHRA PRADESH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0000614 for Axis Bank – VIZIANAGARAM, ANDHRA PRADESH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vizianagaram, Andhra Pradesh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0000614

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – VIZIANAGARAM, ANDHRA PRADESH is still mapped to IFSC UTIB0000614. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0000614 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Vizianagaram, Andhra Pradesh branch is mapped to IFSC UTIB0000614 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0000614.

Banking services available

The Vizianagaram, Andhra Pradesh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000614

Online banking and IFSC UTIB0000614

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the VIZIANAGARAM, ANDHRA PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000614 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Vizianagaram, Andhra Pradesh branch

The branch is located at SITARAMA COMPLEX D.NO 5-1-11A, M G ROAD VIZIANAGARAM 535 001, ANDHRA PRADESH, which puts it inside Vizianagaram, the broader Vizianagaram district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Vizianagaram, Andhra Pradesh branch” — the verified location pin for IFSC UTIB0000614 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0000614 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – VIZIANAGARAM, ANDHRA PRADESH:

• The IFSC is exactly UTIB0000614 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and VIZIANAGARAM, ANDHRA PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Vizianagaram, Andhra Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0000614 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0000614 for Axis Bank – VIZIANAGARAM, ANDHRA PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0000614 belongs to Axis Bank's VIZIANAGARAM, ANDHRA PRADESH branch, located at SITARAMA COMPLEX D.NO 5-1-11A, M G ROAD VIZIANAGARAM 535 001, ANDHRA PRADESH in VIZIANAGARAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.