Below are the complete branch details for Axis Bank, THE MOTI URBAN CO OP BANK VISARWADI branch, located in VISARWADI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0STMUC2. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0STMUC2 for Axis Bank – THE MOTI URBAN CO OP BANK VISARWADI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0STMUC2 is the IFSC of Axis Bank's THE MOTI URBAN CO OP BANK VISARWADI branch. The format is fixed: UTIB = bank code, 0 = reserved, STMUC2 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Moti Urban Co Op Bank Visarwadi branch — IFSC UTIB0STMUC2 — extends the bank's services to customers in and around Visarwadi, Maharashtra.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Moti Urban Co Op Bank Visarwadi |
| IFSC Code | UTIB0STMUC2 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRAM PANCHAYAT PROPERTY NO 5127 BEHIND GRAM PANCHAYAT OFFICE PO VISARWADI DIST NANDURBAR 425426 |
| City | Visarwadi |
| District | Nandurbar |
| State | Maharashtra |
| STD Code | 2569 |
| Phone | 240250 |
About this branch
The branch is located at GRAM PANCHAYAT PROPERTY NO 5127 BEHIND GRAM PANCHAYAT OFFICE PO VISARWADI DIST NANDURBAR 425426. It serves the Visarwadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0STMUC2 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MOTI URBAN CO OP BANK VISARWADI of Axis Bank — its own 11-character IFSC. The code UTIB0STMUC2 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0STMUC2 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the The Moti Urban Co Op Bank Visarwadi branch is mapped to IFSC UTIB0STMUC2 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0STMUC2.
Banking services available
The The Moti Urban Co Op Bank Visarwadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2569-240250.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0STMUC2
How to transfer money using IFSC UTIB0STMUC2
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0STMUC2 across all three.
NEFT to Axis Bank, THE MOTI URBAN CO OP BANK VISARWADI using IFSC UTIB0STMUC2
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0STMUC2, and confirm that the system picks up Axis Bank – THE MOTI URBAN CO OP BANK VISARWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0STMUC2
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE MOTI URBAN CO OP BANK VISARWADI, ensure your bank's portal accepts IFSC UTIB0STMUC2 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THE MOTI URBAN CO OP BANK VISARWADI, use IMPS. With IFSC UTIB0STMUC2 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Moti Urban Co Op Bank Visarwadi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0STMUC2:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MOTI URBAN CO OP BANK VISARWADI is still linked to IFSC UTIB0STMUC2.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's THE MOTI URBAN CO OP BANK VISARWADI branch, the IFSC UTIB0STMUC2 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the The Moti Urban Co Op Bank Visarwadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0STMUC2 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the The Moti Urban Co Op Bank Visarwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0STMUC2 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE MOTI URBAN CO OP BANK VISARWADI:
- The IFSC is exactly UTIB0STMUC2 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THE MOTI URBAN CO OP BANK VISARWADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Moti Urban Co Op Bank Visarwadi branch sits at GRAM PANCHAYAT PROPERTY NO 5127 BEHIND GRAM PANCHAYAT OFFICE PO VISARWADI DIST NANDURBAR 425426. If you are travelling from outside Visarwadi, search for the branch on a maps application using the bank name and locality, or call 2569-240250 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0STMUC2 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0STMUC2 for Axis Bank – THE MOTI URBAN CO OP BANK VISARWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Moti Urban Co Op Bank Visarwadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0STMUC2, however, work 24x7.
Branch address & contact
Axis BankThe Moti Urban Co Op Bank Visarwadi Branch
GRAM PANCHAYAT PROPERTY NO 5127 BEHIND GRAM PANCHAYAT OFFICE PO VISARWADI DIST NANDURBAR 425426
Visarwadi, Maharashtra
Phone: 2569-240250
IFSC: UTIB0STMUC2
Frequently asked questions
Is IFSC UTIB0STMUC2 the same for all accounts at The Moti Urban Co Op Bank Visarwadi branch?
Yes. The IFSC UTIB0STMUC2 is shared by every account held at Axis Bank's The Moti Urban Co Op Bank Visarwadi branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0STMUC2 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0STMUC2 to send funds instantly.
How do I add Axis Bank The Moti Urban Co Op Bank Visarwadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0STMUC2, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank The Moti Urban Co Op Bank Visarwadi branch?
You can reach the branch at 2569-240250 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Moti Urban Co Op Bank Visarwadi branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0STMUC2 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Moti Urban Co Op Bank Visarwadi reflect within 30 minutes.
Does Axis Bank The Moti Urban Co Op Bank Visarwadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2569-240250 to confirm.
Final notes
To recap: UTIB0STMUC2 is the IFSC code of Axis Bank, THE MOTI URBAN CO OP BANK VISARWADI branch, in VISARWADI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
