Use this page as a one-stop reference for everything related to Axis Bank's TAGARAPUVALASA branch in VISAKHAPATNAM, ANDHRA PRADESH. The branch's IFSC code UTIB0003410 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003410 is the IFSC of Axis Bank's TAGARAPUVALASA branch. The format is fixed: UTIB = bank code, 0 = reserved, 003410 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Tagarapuvalasa branch in Visakhapatnam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003410.
Tagarapuvalasa branch overview
Located at VENKATA SAI TOWERS NH 5 BYPASS OAD BHEMILI VISAKHAPATNAM 531162, the Tagarapuvalasa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003410 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Tagarapuvalasa |
| IFSC Code | UTIB0003410 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VENKATA SAI TOWERS NH 5 BYPASS OAD BHEMILI VISAKHAPATNAM 531162 |
| City | Visakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 2469318 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TAGARAPUVALASA of Axis Bank — its own 11-character IFSC. The code UTIB0003410 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003410 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Tagarapuvalasa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003410 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003410
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003410 across all three.
NEFT to Axis Bank, TAGARAPUVALASA using IFSC UTIB0003410
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003410, and confirm that the system picks up Axis Bank – TAGARAPUVALASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TAGARAPUVALASA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's TAGARAPUVALASA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003410 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – TAGARAPUVALASA, use IMPS. With IFSC UTIB0003410 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003410 for Axis Bank – TAGARAPUVALASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003410 | Yes – UTIB0003410 | Yes – UTIB0003410 |
For most retail customers crediting the Tagarapuvalasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003410
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TAGARAPUVALASA is still mapped to IFSC UTIB0003410. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003410 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tagarapuvalasa branch is mapped to IFSC UTIB0003410 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003410.
Banking services available
The Tagarapuvalasa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 866-2469318.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003410
Digital banking channels
Most day-to-day work that customers used to do at the Tagarapuvalasa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003410 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Tagarapuvalasa branch
The branch is located at VENKATA SAI TOWERS NH 5 BYPASS OAD BHEMILI VISAKHAPATNAM 531162, which puts it inside Visakhapatnam, the broader Visakhapatnam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Tagarapuvalasa branch” — the verified location pin for IFSC UTIB0003410 should appear at the top of the results.
- Confirm the branch is open by calling 866-2469318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003410 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – TAGARAPUVALASA:
- The IFSC is exactly UTIB0003410 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and TAGARAPUVALASA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Tagarapuvalasa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003410 continue to work without interruption.
Verifying IFSC UTIB0003410 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003410 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 866-2469318.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankTagarapuvalasa Branch
VENKATA SAI TOWERS NH 5 BYPASS OAD BHEMILI VISAKHAPATNAM 531162
Visakhapatnam, Andhra Pradesh
Phone: 866-2469318
IFSC: UTIB0003410
Frequently asked questions
How quickly will an NEFT transfer using UTIB0003410 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Tagarapuvalasa reflect within 30 minutes.
Where is Axis Bank Tagarapuvalasa branch located?
Axis Bank's Tagarapuvalasa branch is located at VENKATA SAI TOWERS NH 5 BYPASS OAD BHEMILI VISAKHAPATNAM 531162, Visakhapatnam, Andhra Pradesh.
How do I add Axis Bank Tagarapuvalasa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003410, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Tagarapuvalasa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 866-2469318 to confirm.
Is IFSC UTIB0003410 the same for all accounts at Tagarapuvalasa branch?
Yes. The IFSC UTIB0003410 is shared by every account held at Axis Bank's Tagarapuvalasa branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Tagarapuvalasa branch?
The IFSC code of Axis Bank, Tagarapuvalasa branch is UTIB0003410. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0003410 is the IFSC code of Axis Bank, TAGARAPUVALASA branch, in VISAKHAPATNAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
